CAML vs VOO

Quick Verdict

VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 505 holdings.

Lower Fees: VOOHigher Returns: VOOMore Diversified: VOO

Side-by-Side Comparison

MetricCAMLVOOWinner
Expense Ratio0.65%0.03%
AUM$368M$979.0B
Dividend Yield0.00%1.09%
Holdings39509
YTD Return+2.14%+9.95%
1Y Return+4.88%+19.58%
3Y Return (annualized)+16.41%+19.43%
5Y Return (annualized)-+12.89%
Volatility (annualized)15.1%14.2%
Max Drawdown-21.1%-34.3%
Fund FamilyCongress Asset Management CompanyVanguard (US)
CategoryEquityEquity
InceptionAug 22, 2023Sep 7, 2010

CAML vs VOO Performance

Congress Large Cap Growth ETF (CAML) is a ETF from Congress Asset Management Company and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year CAML returned +4.88% while VOO returned +19.58%. Year to date, CAML is up 2.14% versus a gain of 9.95% for VOO.

Over three years, CAML compounded at +16.41% per year against +19.43% for VOO. Across the full 3-year window we track, CAML has the edge at +16.41% annualized vs +13.35%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

CAML has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 14.2% for VOO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -21.1% for CAML and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.95. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

CAML charges 0.65% per year while VOO charges 0.03%. On a $10,000 position that is $65 vs $3 annually, a gap of $62 per year that compounds over a long holding period. On income, CAML currently yields 0.00% against 1.09% for VOO.

Holdings Overlap

35.4%overlap

CAML and VOO share 32 holdings out of 511 unique holdings combined, representing a 35.4% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in CAMLWeight in VOODifference
NVDA6.61%7.51%0.90%
AAPL5.53%6.59%1.06%
MSFT5.09%4.30%0.79%
GOOGLProProPro
AVGOProProPro
AMZNProProPro
ANETProProPro
METAProProPro
GEVProProPro
ETNProProPro
See all 10 holdings CAML shares with VOO
Exact weights in each fund and the difference, for every overlapping position.
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Frequently Asked Questions

Which is cheaper, CAML or VOO?

CAML has an expense ratio of 0.65% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $62 per year of difference.

Which performed better, CAML or VOO?

Over the past year CAML returned +4.88% vs +19.58% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (3 years), CAML annualized +16.41% vs +13.35% for VOO. Past performance does not guarantee future results.

Which is riskier, CAML or VOO?

CAML has been the more volatile fund at 15.1% annualized versus 14.2% for VOO. Worst drawdown: CAML -21.1% vs VOO -34.3%.

Should I hold both CAML and VOO?

CAML and VOO have a monthly-return correlation of 0.95, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between CAML and VOO?

CAML and VOO share 32 common holdings with a 35.4% weight overlap. Combined, they hold 511 unique securities.

Which pays a higher dividend, CAML or VOO?

CAML yields 0.00% while VOO yields 1.09%, so VOO currently pays the higher dividend yield.

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