BUI vs SCHD
BUI vs SCHD
BlackRock Utility Infrastructure & Power Opportunities Trust vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | BUI | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 1.07% | 0.06% | |
| AUM | $732M | $103.7B | |
| Dividend Yield | 9.56% | 3.31% | |
| Holdings | 52 | 104 | |
| YTD Return | +7.81% | +24.26% | |
| 1Y Return | +11.13% | +31.38% | |
| 3Y Return (annualized) | +15.70% | +15.08% | |
| 5Y Return (annualized) | +8.13% | +9.72% | |
| Volatility (annualized) | 16.6% | 13.6% | |
| Max Drawdown | -48.3% | -33.4% | |
| Fund Family | BlackRock, Inc. (US) | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Nov 23, 2011 | Oct 20, 2011 |
BUI vs SCHD Performance
BlackRock Utility Infrastructure & Power Opportunities Trust (BUI) is a ETF from BlackRock, Inc. (US) and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year BUI returned +11.13% while SCHD returned +31.38%. Year to date, BUI is up 7.81% versus a gain of 24.26% for SCHD.
Over three years, BUI compounded at +15.70% per year against +15.08% for SCHD; over five years the annualized figures are +8.13% and +9.72% respectively. Across the full 15-year window we track, SCHD has the edge at +11.39% annualized vs +4.78%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
BUI has been the more volatile fund, with annualized monthly volatility of 16.6% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -48.3% for BUI and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.63. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
BUI charges 1.07% per year while SCHD charges 0.06%. On a $10,000 position that is $107 vs $6 annually, a gap of $101 per year that compounds over a long holding period. On income, BUI currently yields 9.56% against 3.31% for SCHD.
Holdings Overlap
BUI and SCHD share 0 holdings out of 152 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, BUI or SCHD?
BUI has an expense ratio of 1.07% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $101 per year of difference.
Which performed better, BUI or SCHD?
Over the past year BUI returned +11.13% vs +31.38% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (15 years), BUI annualized +4.78% vs +11.39% for SCHD. Past performance does not guarantee future results.
Which is riskier, BUI or SCHD?
BUI has been the more volatile fund at 16.6% annualized versus 13.6% for SCHD. Worst drawdown: BUI -48.3% vs SCHD -33.4%.
Should I hold both BUI and SCHD?
BUI and SCHD have a monthly-return correlation of 0.63, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between BUI and SCHD?
BUI and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 152 unique securities.
Which pays a higher dividend, BUI or SCHD?
BUI yields 9.56% while SCHD yields 3.31%, so BUI currently pays the higher dividend yield.
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