BTOT vs VYM

Quick Verdict

VYM has a lower expense ratio. BTOT offers more diversification with 732 holdings.

Lower Fees: VYMHigher Returns: TiedMore Diversified: BTOT

Side-by-Side Comparison

MetricBTOTVYMWinner
Expense Ratio0.09%0.04%
AUM$29M$79.0B
Dividend Yield2.12%2.86%
Holdings845568
YTD Return-0.04%+15.45%
1Y Return-+26.05%
3Y Return (annualized)-+17.96%
5Y Return (annualized)-+12.54%
Volatility (annualized)-14.6%
Max Drawdown-2.4%-58.8%
Fund FamilyiShares by BlackRock (US)Vanguard (US)
CategoryFixed IncomeEquity
InceptionDec 10, 2025Nov 10, 2006

BTOT vs VYM Performance

iShares Total USD Fixed Income Market ETF (BTOT) is a ETF from iShares by BlackRock (US) and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Year to date, BTOT is down 0.04% versus a gain of 15.45% for VYM.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -2.4% for BTOT and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

BTOT charges 0.09% per year while VYM charges 0.04%. On a $10,000 position that is $9 vs $4 annually, a gap of $5 per year that compounds over a long holding period. On income, BTOT currently yields 2.12% against 2.86% for VYM.

Holdings Overlap

0.0%overlap

BTOT and VYM share 0 holdings out of 1290 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, BTOT or VYM?

BTOT has an expense ratio of 0.09% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $5 per year of difference.

What is the holdings overlap between BTOT and VYM?

BTOT and VYM share 0 common holdings with a 0.0% weight overlap. Combined, they hold 1290 unique securities.

Which pays a higher dividend, BTOT or VYM?

BTOT yields 2.12% while VYM yields 2.86%, so VYM currently pays the higher dividend yield.

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