BTOT vs SPY
BTOT vs SPY
iShares Total USD Fixed Income Market ETF vs State Street SPDR S&P 500 ETF Trust
Quick Verdict
BTOT has a lower expense ratio. BTOT offers more diversification with 732 holdings.
Side-by-Side Comparison
| Metric | BTOT | SPY | Winner |
|---|---|---|---|
| Expense Ratio | 0.09% | 0.09% | |
| AUM | $29M | $789.1B | |
| Dividend Yield | 2.12% | 1.01% | |
| Holdings | 845 | 505 | |
| YTD Return | -0.09% | +13.79% | |
| 1Y Return | - | +23.66% | |
| 3Y Return (annualized) | - | +21.40% | |
| 5Y Return (annualized) | - | +13.37% | |
| Volatility (annualized) | - | 15.3% | |
| Max Drawdown | -2.4% | -56.5% | |
| Fund Family | iShares by BlackRock (US) | State Street Investment Management | |
| Category | Fixed Income | Equity | |
| Inception | Dec 10, 2025 | Jan 22, 1993 |
BTOT vs SPY Performance
iShares Total USD Fixed Income Market ETF (BTOT) is a ETF from iShares by BlackRock (US) and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Year to date, BTOT is down 0.09% versus a gain of 13.79% for SPY.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -2.4% for BTOT and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
BTOT charges 0.09% per year while SPY charges 0.09%. On a $10,000 position that is $9 vs $9 annually, a gap of $0 per year that compounds over a long holding period. On income, BTOT currently yields 2.12% against 1.01% for SPY.
Holdings Overlap
BTOT and SPY share 0 holdings out of 1235 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, BTOT or SPY?
BTOT has an expense ratio of 0.09% while SPY charges 0.09%. BTOT is the cheaper option. On a $10,000 investment, that is $0 per year of difference.
What is the holdings overlap between BTOT and SPY?
BTOT and SPY share 0 common holdings with a 0.0% weight overlap. Combined, they hold 1235 unique securities.
Which pays a higher dividend, BTOT or SPY?
BTOT yields 2.12% while SPY yields 1.01%, so BTOT currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.