BSV vs IVV

Quick Verdict

IVV delivered stronger 1-year returns. BSV offers more diversification with 2787 holdings.

Lower Fees: TiedHigher Returns: IVVMore Diversified: BSV

Side-by-Side Comparison

MetricBSVIVVWinner
Expense Ratio0.03%0.03%
AUM$44.8B$865.2B
Dividend Yield3.98%1.09%
Holdings3,125508
YTD Return+0.40%+13.31%
1Y Return+2.33%+24.00%
3Y Return (annualized)+4.31%+21.16%
5Y Return (annualized)+1.55%+13.34%
Volatility (annualized)2.4%15.1%
Max Drawdown-9.0%-56.5%
Fund FamilyVanguard (US)iShares by BlackRock (US)
CategoryFixed IncomeEquity
InceptionApr 3, 2007May 15, 2000

BSV vs IVV Performance

Vanguard Short-Term Bond ETF (BSV) is a ETF from Vanguard (US) and iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US). Over the past year BSV returned +2.33% while IVV returned +24.00%. Year to date, BSV is up 0.40% versus a gain of 13.31% for IVV.

Over three years, BSV compounded at +4.31% per year against +21.16% for IVV; over five years the annualized figures are +1.55% and +13.34% respectively. Across the full 19-year window we track, IVV has the edge at +7.03% annualized vs +0.91%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 2.4% for BSV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -9.0% for BSV and -56.5% for IVV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.15. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

BSV charges 0.03% per year while IVV charges 0.03%. On a $10,000 position that is $3 vs $3 annually. On income, BSV currently yields 3.98% against 1.09% for IVV.

Holdings Overlap

0.1%overlap

BSV and IVV share 5 holdings out of 3287 unique holdings combined, representing a 0.1% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in BSVWeight in IVVDifference
MMC0.03%0.14%0.11%
DUK0.00%0.15%0.15%
AFL0.01%0.09%0.08%
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Frequently Asked Questions

Which is cheaper, BSV or IVV?

BSV has an expense ratio of 0.03% while IVV charges 0.03%. They cost the same. On a $10,000 investment, that is $0 per year of difference.

Which performed better, BSV or IVV?

Over the past year BSV returned +2.33% vs +24.00% for IVV, so IVV leads on 1-year performance. Over the longest common window we track (19 years), BSV annualized +0.91% vs +7.03% for IVV. Past performance does not guarantee future results.

Which is riskier, BSV or IVV?

IVV has been the more volatile fund at 15.1% annualized versus 2.4% for BSV. Worst drawdown: BSV -9.0% vs IVV -56.5%.

Should I hold both BSV and IVV?

BSV and IVV have a monthly-return correlation of 0.15, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between BSV and IVV?

BSV and IVV share 5 common holdings with a 0.1% weight overlap. Combined, they hold 3287 unique securities.

Which pays a higher dividend, BSV or IVV?

BSV yields 3.98% while IVV yields 1.09%, so BSV currently pays the higher dividend yield.

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