BRHY vs SCHD
BRHY vs SCHD
iShares High Yield Active ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. BRHY offers more diversification with 614 holdings.
Side-by-Side Comparison
| Metric | BRHY | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.45% | 0.06% | |
| AUM | $134M | $103.7B | |
| Dividend Yield | 7.85% | 3.31% | |
| Holdings | 876 | 104 | |
| YTD Return | +2.02% | +22.69% | |
| 1Y Return | +6.10% | +30.94% | |
| 3Y Return (annualized) | - | +14.20% | |
| 5Y Return (annualized) | - | +9.59% | |
| Volatility (annualized) | 3.4% | 13.7% | |
| Max Drawdown | -4.4% | -33.4% | |
| Fund Family | BlackRock, Inc. (US) | Charles Schwab Asset Management | |
| Category | Fixed Income | Equity | |
| Inception | Jun 17, 2024 | Oct 20, 2011 |
BRHY vs SCHD Performance
iShares High Yield Active ETF (BRHY) is a ETF from BlackRock, Inc. (US) and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year BRHY returned +6.10% while SCHD returned +30.94%. Year to date, BRHY is up 2.02% versus a gain of 22.69% for SCHD.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.7% compared with 3.4% for BRHY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -4.4% for BRHY and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.44. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
BRHY charges 0.45% per year while SCHD charges 0.06%. On a $10,000 position that is $45 vs $6 annually, a gap of $39 per year that compounds over a long holding period. On income, BRHY currently yields 7.85% against 3.31% for SCHD.
Holdings Overlap
BRHY and SCHD share 0 holdings out of 714 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, BRHY or SCHD?
BRHY has an expense ratio of 0.45% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $39 per year of difference.
Which performed better, BRHY or SCHD?
Over the past year BRHY returned +6.10% vs +30.94% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), BRHY annualized +8.65% vs +11.31% for SCHD. Past performance does not guarantee future results.
Which is riskier, BRHY or SCHD?
SCHD has been the more volatile fund at 13.7% annualized versus 3.4% for BRHY. Worst drawdown: BRHY -4.4% vs SCHD -33.4%.
Should I hold both BRHY and SCHD?
BRHY and SCHD have a monthly-return correlation of 0.44, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between BRHY and SCHD?
BRHY and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 714 unique securities.
Which pays a higher dividend, BRHY or SCHD?
BRHY yields 7.85% while SCHD yields 3.31%, so BRHY currently pays the higher dividend yield.
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