BLST vs SCHD
BLST vs SCHD
Bluemonte Short Term Bond ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | BLST | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.23% | 0.06% | |
| AUM | - | $103.7B | |
| Dividend Yield | - | 3.31% | |
| Holdings | 4 | 104 | |
| YTD Return | +0.49% | +24.26% | |
| 1Y Return | +2.52% | +31.38% | |
| 3Y Return (annualized) | - | +15.08% | |
| 5Y Return (annualized) | - | +9.72% | |
| Volatility (annualized) | 1.8% | 13.6% | |
| Max Drawdown | -1.7% | -33.4% | |
| Fund Family | Bluemonte Investment Management | Charles Schwab Asset Management | |
| Category | Fixed Income | Equity | |
| Inception | Jun 20, 2025 | Oct 20, 2011 |
BLST vs SCHD Performance
Bluemonte Short Term Bond ETF (BLST) is a ETF from Bluemonte Investment Management and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year BLST returned +2.52% while SCHD returned +31.38%. Year to date, BLST is up 0.49% versus a gain of 24.26% for SCHD.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 1.8% for BLST. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -1.7% for BLST and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.39. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
BLST charges 0.23% per year while SCHD charges 0.06%. On a $10,000 position that is $23 vs $6 annually, a gap of $17 per year that compounds over a long holding period.
Holdings Overlap
BLST and SCHD share 0 holdings out of 103 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, BLST or SCHD?
BLST has an expense ratio of 0.23% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $17 per year of difference.
Which performed better, BLST or SCHD?
Over the past year BLST returned +2.52% vs +31.38% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (1 years), BLST annualized +3.03% vs +11.39% for SCHD. Past performance does not guarantee future results.
Which is riskier, BLST or SCHD?
SCHD has been the more volatile fund at 13.6% annualized versus 1.8% for BLST. Worst drawdown: BLST -1.7% vs SCHD -33.4%.
Should I hold both BLST and SCHD?
BLST and SCHD have a monthly-return correlation of 0.39, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between BLST and SCHD?
BLST and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 103 unique securities.
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