BKFI vs SCHD
BKFI vs SCHD
BNY Mellon Active Core Bond ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | BKFI | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.40% | 0.06% | |
| AUM | $250M | $103.7B | |
| Dividend Yield | 1.75% | 3.31% | |
| Holdings | 249 | 104 | |
| YTD Return | -0.73% | +24.08% | |
| 1Y Return | - | +31.88% | |
| 3Y Return (annualized) | - | +14.92% | |
| 5Y Return (annualized) | - | +9.85% | |
| Volatility (annualized) | - | 13.6% | |
| Max Drawdown | -3.1% | -33.4% | |
| Fund Family | BNY Mellon Investment Management | Charles Schwab Asset Management | |
| Category | Fixed Income | Equity | |
| Inception | Jan 12, 2026 | Oct 20, 2011 |
BKFI vs SCHD Performance
BNY Mellon Active Core Bond ETF (BKFI) is a ETF from BNY Mellon Investment Management and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Year to date, BKFI is down 0.73% versus a gain of 24.08% for SCHD.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -3.1% for BKFI and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
BKFI charges 0.40% per year while SCHD charges 0.06%. On a $10,000 position that is $40 vs $6 annually, a gap of $34 per year that compounds over a long holding period. On income, BKFI currently yields 1.75% against 3.31% for SCHD.
Holdings Overlap
BKFI and SCHD share 0 holdings out of 188 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, BKFI or SCHD?
BKFI has an expense ratio of 0.40% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $34 per year of difference.
What is the holdings overlap between BKFI and SCHD?
BKFI and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 188 unique securities.
Which pays a higher dividend, BKFI or SCHD?
BKFI yields 1.75% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.