AVNM vs SCHD
AVNM vs SCHD
Avantis All International Markets Equity ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | AVNM | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.31% | 0.06% | |
| AUM | $690M | $103.7B | |
| Dividend Yield | 2.37% | 3.31% | |
| Holdings | 8 | 104 | |
| YTD Return | +15.43% | +24.26% | |
| 1Y Return | +30.04% | +31.38% | |
| 3Y Return (annualized) | +21.69% | +15.08% | |
| 5Y Return (annualized) | - | +9.72% | |
| Volatility (annualized) | 12.6% | 13.6% | |
| Max Drawdown | -14.0% | -33.4% | |
| Fund Family | Avantis Investors | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Jun 27, 2023 | Oct 20, 2011 |
AVNM vs SCHD Performance
Avantis All International Markets Equity ETF (AVNM) is a ETF from Avantis Investors and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year AVNM returned +30.04% while SCHD returned +31.38%. Year to date, AVNM is up 15.43% versus a gain of 24.26% for SCHD.
Over three years, AVNM compounded at +21.69% per year against +15.08% for SCHD. Across the full 3-year window we track, AVNM has the edge at +21.91% annualized vs +11.39%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 12.6% for AVNM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -14.0% for AVNM and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.62. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
AVNM charges 0.31% per year while SCHD charges 0.06%. On a $10,000 position that is $31 vs $6 annually, a gap of $25 per year that compounds over a long holding period. On income, AVNM currently yields 2.37% against 3.31% for SCHD.
Holdings Overlap
AVNM and SCHD share 0 holdings out of 108 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, AVNM or SCHD?
AVNM has an expense ratio of 0.31% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $25 per year of difference.
Which performed better, AVNM or SCHD?
Over the past year AVNM returned +30.04% vs +31.38% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (3 years), AVNM annualized +21.91% vs +11.39% for SCHD. Past performance does not guarantee future results.
Which is riskier, AVNM or SCHD?
SCHD has been the more volatile fund at 13.6% annualized versus 12.6% for AVNM. Worst drawdown: AVNM -14.0% vs SCHD -33.4%.
Should I hold both AVNM and SCHD?
AVNM and SCHD have a monthly-return correlation of 0.62, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between AVNM and SCHD?
AVNM and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 108 unique securities.
Which pays a higher dividend, AVNM or SCHD?
AVNM yields 2.37% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
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