AVGV vs SCHD

Quick Verdict

SCHD has a lower expense ratio. AVGV delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.

Lower Fees: SCHDHigher Returns: AVGVMore Diversified: SCHD

Side-by-Side Comparison

MetricAVGVSCHDWinner
Expense Ratio0.26%0.06%
AUM$414M$103.7B
Dividend Yield1.64%3.31%
Holdings8104
YTD Return+18.87%+23.53%
1Y Return+34.02%+30.95%
3Y Return (annualized)+20.26%+14.72%
5Y Return (annualized)-+9.56%
Volatility (annualized)12.8%13.6%
Max Drawdown-17.0%-33.4%
Fund FamilyAvantis InvestorsCharles Schwab Asset Management
CategoryEquityEquity
InceptionJun 27, 2023Oct 20, 2011

AVGV vs SCHD Performance

Avantis All Equity Markets Value ETF (AVGV) is a ETF from Avantis Investors and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year AVGV returned +34.02% while SCHD returned +30.95%. Year to date, AVGV is up 18.87% versus a gain of 23.53% for SCHD.

Over three years, AVGV compounded at +20.26% per year against +14.72% for SCHD. Across the full 3-year window we track, AVGV has the edge at +21.48% annualized vs +11.35%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 12.8% for AVGV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -17.0% for AVGV and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.83. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

AVGV charges 0.26% per year while SCHD charges 0.06%. On a $10,000 position that is $26 vs $6 annually, a gap of $20 per year that compounds over a long holding period. On income, AVGV currently yields 1.64% against 3.31% for SCHD.

Holdings Overlap

0.0%overlap

AVGV and SCHD share 0 holdings out of 107 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, AVGV or SCHD?

AVGV has an expense ratio of 0.26% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $20 per year of difference.

Which performed better, AVGV or SCHD?

Over the past year AVGV returned +34.02% vs +30.95% for SCHD, so AVGV leads on 1-year performance. Over the longest common window we track (3 years), AVGV annualized +21.48% vs +11.35% for SCHD. Past performance does not guarantee future results.

Which is riskier, AVGV or SCHD?

SCHD has been the more volatile fund at 13.6% annualized versus 12.8% for AVGV. Worst drawdown: AVGV -17.0% vs SCHD -33.4%.

Should I hold both AVGV and SCHD?

AVGV and SCHD have a monthly-return correlation of 0.83, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between AVGV and SCHD?

AVGV and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 107 unique securities.

Which pays a higher dividend, AVGV or SCHD?

AVGV yields 1.64% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.

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