ALTY vs SCHD

Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: SCHD

Side-by-Side Comparison

MetricALTYSCHDWinner
Expense Ratio0.50%0.06%
AUM$46M$103.7B
Dividend Yield7.39%3.31%
Holdings21104
YTD Return+6.53%+24.26%
1Y Return+13.08%+31.38%
3Y Return (annualized)+11.17%+15.08%
5Y Return (annualized)+5.49%+9.72%
Volatility (annualized)16.2%13.6%
Max Drawdown-60.1%-33.4%
Fund FamilyGlobal X by mirae AssetCharles Schwab Asset Management
CategoryAlternativeEquity
InceptionJul 13, 2015Oct 20, 2011

ALTY vs SCHD Performance

Global X Alternative Income ETF (ALTY) is a ETF from Global X by mirae Asset and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year ALTY returned +13.08% while SCHD returned +31.38%. Year to date, ALTY is up 6.53% versus a gain of 24.26% for SCHD.

Over three years, ALTY compounded at +11.17% per year against +15.08% for SCHD; over five years the annualized figures are +5.49% and +9.72% respectively. Across the full 11-year window we track, SCHD has the edge at +11.39% annualized vs +1.76%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

ALTY has been the more volatile fund, with annualized monthly volatility of 16.2% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -60.1% for ALTY and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.77. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

ALTY charges 0.50% per year while SCHD charges 0.06%. On a $10,000 position that is $50 vs $6 annually, a gap of $44 per year that compounds over a long holding period. On income, ALTY currently yields 7.39% against 3.31% for SCHD.

Holdings Overlap

1.3%overlap

ALTY and SCHD share 1 holdings out of 118 unique holdings combined, representing a 1.3% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in ALTYWeight in SCHDDifference
OKE1.26%1.50%0.24%

Frequently Asked Questions

Which is cheaper, ALTY or SCHD?

ALTY has an expense ratio of 0.50% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $44 per year of difference.

Which performed better, ALTY or SCHD?

Over the past year ALTY returned +13.08% vs +31.38% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (11 years), ALTY annualized +1.76% vs +11.39% for SCHD. Past performance does not guarantee future results.

Which is riskier, ALTY or SCHD?

ALTY has been the more volatile fund at 16.2% annualized versus 13.6% for SCHD. Worst drawdown: ALTY -60.1% vs SCHD -33.4%.

Should I hold both ALTY and SCHD?

ALTY and SCHD have a monthly-return correlation of 0.77, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between ALTY and SCHD?

ALTY and SCHD share 1 common holdings with a 1.3% weight overlap. Combined, they hold 118 unique securities.

Which pays a higher dividend, ALTY or SCHD?

ALTY yields 7.39% while SCHD yields 3.31%, so ALTY currently pays the higher dividend yield.

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