AIQ vs SCHD
AIQ vs SCHD
Global X Artificial Intelligence & Technology ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. AIQ delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | AIQ | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.68% | 0.06% | |
| AUM | $9.3B | $103.7B | |
| Dividend Yield | 0.07% | 3.31% | |
| Holdings | 92 | 104 | |
| YTD Return | +23.18% | +24.26% | |
| 1Y Return | +41.82% | +31.38% | |
| 3Y Return (annualized) | +31.19% | +15.08% | |
| 5Y Return (annualized) | +15.69% | +9.72% | |
| Volatility (annualized) | 23.6% | 13.6% | |
| Max Drawdown | -44.7% | -33.4% | |
| Fund Family | Global X by mirae Asset | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | May 11, 2018 | Oct 20, 2011 |
AIQ vs SCHD Performance
Global X Artificial Intelligence & Technology ETF (AIQ) is a ETF from Global X by mirae Asset and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year AIQ returned +41.82% while SCHD returned +31.38%. Year to date, AIQ is up 23.18% versus a gain of 24.26% for SCHD.
Over three years, AIQ compounded at +31.19% per year against +15.08% for SCHD; over five years the annualized figures are +15.69% and +9.72% respectively. Across the full 8-year window we track, AIQ has the edge at +19.28% annualized vs +11.39%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
AIQ has been the more volatile fund, with annualized monthly volatility of 23.6% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -44.7% for AIQ and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.56. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
AIQ charges 0.68% per year while SCHD charges 0.06%. On a $10,000 position that is $68 vs $6 annually, a gap of $62 per year that compounds over a long holding period. On income, AIQ currently yields 0.07% against 3.31% for SCHD.
Holdings Overlap
Frequently Asked Questions
Which is cheaper, AIQ or SCHD?
AIQ has an expense ratio of 0.68% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $62 per year of difference.
Which performed better, AIQ or SCHD?
Over the past year AIQ returned +41.82% vs +31.38% for SCHD, so AIQ leads on 1-year performance. Over the longest common window we track (8 years), AIQ annualized +19.28% vs +11.39% for SCHD. Past performance does not guarantee future results.
Which is riskier, AIQ or SCHD?
AIQ has been the more volatile fund at 23.6% annualized versus 13.6% for SCHD. Worst drawdown: AIQ -44.7% vs SCHD -33.4%.
Should I hold both AIQ and SCHD?
AIQ and SCHD have a monthly-return correlation of 0.56, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between AIQ and SCHD?
AIQ and SCHD share 2 common holdings with a 2.8% weight overlap. Combined, they hold 182 unique securities.
Which pays a higher dividend, AIQ or SCHD?
AIQ yields 0.07% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
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