ACIO vs VYM

Quick Verdict

VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 558 holdings.

Lower Fees: VYMHigher Returns: VYMMore Diversified: VYM

Side-by-Side Comparison

MetricACIOVYMWinner
Expense Ratio0.79%0.04%
AUM$2.3B$79.0B
Dividend Yield0.38%2.86%
Holdings221568
YTD Return+8.72%+15.80%
1Y Return+13.82%+26.12%
3Y Return (annualized)+15.33%+18.25%
5Y Return (annualized)+9.88%+12.51%
Volatility (annualized)10.1%14.6%
Max Drawdown-14.9%-58.8%
Fund FamilyAptus ETFsVanguard (US)
CategoryEquityEquity
InceptionJul 9, 2019Nov 10, 2006

ACIO vs VYM Performance

Aptus Collared Investment Opportunity ETF (ACIO) is a ETF from Aptus ETFs and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year ACIO returned +13.82% while VYM returned +26.12%. Year to date, ACIO is up 8.72% versus a gain of 15.80% for VYM.

Over three years, ACIO compounded at +15.33% per year against +18.25% for VYM; over five years the annualized figures are +9.88% and +12.51% respectively. Across the full 7-year window we track, ACIO has the edge at +10.02% annualized vs +7.07%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VYM has been the more volatile fund, with annualized monthly volatility of 14.6% compared with 10.1% for ACIO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -14.9% for ACIO and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.73. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

ACIO charges 0.79% per year while VYM charges 0.04%. On a $10,000 position that is $79 vs $4 annually, a gap of $75 per year that compounds over a long holding period. On income, ACIO currently yields 0.38% against 2.86% for VYM.

Holdings Overlap

31.3%overlap

ACIO and VYM share 67 holdings out of 640 unique holdings combined, representing a 31.3% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in ACIOWeight in VYMDifference
AVGO3.24%6.47%3.23%
JPM:US1.69%3.36%1.67%
XOM1.44%2.83%1.39%
WMTProProPro
JNJProProPro
CATProProPro
ABBVProProPro
PGProProPro
CVXProProPro
PEPProProPro
See all 10 holdings ACIO shares with VYM
Exact weights in each fund and the difference, for every overlapping position.
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Frequently Asked Questions

Which is cheaper, ACIO or VYM?

ACIO has an expense ratio of 0.79% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $75 per year of difference.

Which performed better, ACIO or VYM?

Over the past year ACIO returned +13.82% vs +26.12% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (7 years), ACIO annualized +10.02% vs +7.07% for VYM. Past performance does not guarantee future results.

Which is riskier, ACIO or VYM?

VYM has been the more volatile fund at 14.6% annualized versus 10.1% for ACIO. Worst drawdown: ACIO -14.9% vs VYM -58.8%.

Should I hold both ACIO and VYM?

ACIO and VYM have a monthly-return correlation of 0.73, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between ACIO and VYM?

ACIO and VYM share 67 common holdings with a 31.3% weight overlap. Combined, they hold 640 unique securities.

Which pays a higher dividend, ACIO or VYM?

ACIO yields 0.38% while VYM yields 2.86%, so VYM currently pays the higher dividend yield.

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