ACIO vs IVV

Quick Verdict

IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.

Lower Fees: IVVHigher Returns: IVVMore Diversified: IVV

Side-by-Side Comparison

MetricACIOIVVWinner
Expense Ratio0.79%0.03%
AUM$2.3B$865.2B
Dividend Yield0.38%1.09%
Holdings221508
YTD Return+5.20%+9.93%
1Y Return+10.38%+19.59%
3Y Return (annualized)+13.55%+19.41%
5Y Return (annualized)+9.18%+12.89%
Volatility (annualized)10.1%15.1%
Max Drawdown-14.9%-56.5%
Fund FamilyAptus ETFsiShares by BlackRock (US)
CategoryEquityEquity
InceptionJul 9, 2019May 15, 2000

ACIO vs IVV Performance

Aptus Collared Investment Opportunity ETF (ACIO) is a ETF from Aptus ETFs and iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US). Over the past year ACIO returned +10.38% while IVV returned +19.59%. Year to date, ACIO is up 5.20% versus a gain of 9.93% for IVV.

Over three years, ACIO compounded at +13.55% per year against +19.41% for IVV; over five years the annualized figures are +9.18% and +12.89% respectively. Across the full 7-year window we track, ACIO has the edge at +9.53% annualized vs +6.91%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 10.1% for ACIO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -14.9% for ACIO and -56.5% for IVV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.89. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

ACIO charges 0.79% per year while IVV charges 0.03%. On a $10,000 position that is $79 vs $3 annually, a gap of $76 per year that compounds over a long holding period. On income, ACIO currently yields 0.38% against 1.09% for IVV.

Holdings Overlap

68.2%overlap

ACIO and IVV share 143 holdings out of 511 unique holdings combined, representing a 68.2% weight overlap.

High overlap means holding both may not provide much additional diversification.

Top Shared Holdings

StockWeight in ACIOWeight in IVVDifference
NVDA7.82%7.76%0.06%
AAPL6.43%7.44%1.01%
MSFT4.90%4.57%0.33%
GOOGProProPro
AMZNProProPro
AVGOProProPro
METAProProPro
TSLAProProPro
JPMProProPro
LLYProProPro
See all 10 holdings ACIO shares with IVV
Exact weights in each fund and the difference, for every overlapping position.
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Frequently Asked Questions

Which is cheaper, ACIO or IVV?

ACIO has an expense ratio of 0.79% while IVV charges 0.03%. IVV is the cheaper option. On a $10,000 investment, that is $76 per year of difference.

Which performed better, ACIO or IVV?

Over the past year ACIO returned +10.38% vs +19.59% for IVV, so IVV leads on 1-year performance. Over the longest common window we track (7 years), ACIO annualized +9.53% vs +6.91% for IVV. Past performance does not guarantee future results.

Which is riskier, ACIO or IVV?

IVV has been the more volatile fund at 15.1% annualized versus 10.1% for ACIO. Worst drawdown: ACIO -14.9% vs IVV -56.5%.

Should I hold both ACIO and IVV?

ACIO and IVV have a monthly-return correlation of 0.89, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between ACIO and IVV?

ACIO and IVV share 143 common holdings with a 68.2% weight overlap. Combined, they hold 511 unique securities.

Which pays a higher dividend, ACIO or IVV?

ACIO yields 0.38% while IVV yields 1.09%, so IVV currently pays the higher dividend yield.

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