Scoring Methodology
Scoring Methodology
Understand our data-driven scoring system
✓All holdings
✓Overlap Analysis
✓ETF Screener
✓Compare ETFs
Educational & Research Purpose Only
FundXLS scores are not investment advice. They are quantitative signals based on historical data for educational and research purposes. Past performance does not guarantee future results. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Transparent MethodologyData-DrivenUpdated Daily
FundXLS Mutual Fund Scoring System
Our scoring system combines multiple quantitative factors to help you evaluate Mutual Funds. We're transparent about the metrics we use so you can understand exactly how each score is calculated.
10,000+
Mutual Funds Scored Daily
3
Score Types
12+
Factors Analyzed
Free
For All Users
BUY SCORE
(0-100)Should I buy this Mutual Fund now?
Balanced buy recommendation
Category Outperformance
YTD return vs peers in same investment style
Cost Advantage
Expense ratio vs style average (Lower = Better)
Momentum Signals
3 binary signals: YTD > 1Y, 1Y > 3Y, beats benchmark
Liquidity
AUM size based on asset-class thresholds
Leveraged/inverse funds: 15% penalty
MOMENTUM SCORE
(0-100)Is this Mutual Fund trending up?
Pure trend-following score
Short-term Momentum
YTD percentile rank vs ALL Mutual Funds
Medium-term Momentum
1-Year percentile rank vs ALL Mutual Funds
Trend Acceleration
YTD annualized minus 1Y spread (Faster = Better)
Relative Strength
Performance vs asset-class benchmark
Leveraged/inverse funds: Excluded entirely
VALUE SCORE
(0-100)Is this a contrarian opportunity?
Identifies out-of-favor Mutual Funds with solid fundamentals
Recent Underperformance
YTD percentile in style — inverted (Worse = Better)
Strong Track Record
3Y/5Y returns (asset-class adjusted thresholds)
Cost Advantage
Expense percentile within style (Lower = Better)
Size/Stability
AUM size based on asset-class thresholds
Leveraged/inverse funds: Excluded entirely
Live Backtest: Top 10 Momentum Mutual Funds vs S&P 500
Loading momentum Mutual Fund data...
Asset-Class Specific Thresholds
Track Record (3Y Annualized)
| Asset Class | Excellent | Good | Fair | Poor |
|---|---|---|---|---|
| Equity | 15% | 10% | 5% | 0% |
| Bond/Fixed Income | 5% | 3% | 2% | 0% |
| Commodity | 10% | 5% | 2% | -5% |
| Real Estate | 12% | 8% | 4% | 0% |
| Currency | 5% | 2% | 0% | -3% |
AUM Thresholds
| Asset Class | Huge | Large | Medium | Small |
|---|---|---|---|---|
| Equity | $10B | $1B | $500M | $100M |
| Bond | $5B | $500M | $200M | $50M |
| Commodity | $2B | $500M | $100M | $50M |
How to Use These Scores
1
Buy Score for Balanced Decisions
Best for most investors. Combines value, momentum, and practicality.
2
Momentum Score for Trend Followers
Focus on Mutual Funds with strong upward price momentum.
3
Value Score for Contrarians
Find beaten-down Mutual Funds with strong fundamentals and low costs.
Score Interpretation
| Score Range | Rating | Interpretation |
|---|---|---|
| 80-100 | Excellent | Top-tier Mutual Fund. Strong signal for the given strategy. |
| 60-79 | Good | Above average. Worth considering for portfolio inclusion. |
| 40-59 | Average | Middle of the pack. No strong signal either way. |
| 20-39 | Below Average | Caution advised. Review before investing. |
| 0-19 | Poor | Weak signal. Consider alternatives. |
See the scores in action
Explore top-scoring Mutual Funds using our methodology.