VYM vs ZHOG

Quick Verdict

VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 558 holdings.

Lower Fees: VYMHigher Returns: VYMMore Diversified: VYM

Side-by-Side Comparison

MetricVYMZHOGWinner
Expense Ratio0.04%0.43%
AUM$79.0B$46M
Dividend Yield2.86%5.47%
Holdings568116
YTD Return+15.45%+0.98%
1Y Return+26.05%+3.94%
3Y Return (annualized)+17.96%+6.71%
5Y Return (annualized)+12.54%-
Volatility (annualized)14.6%5.1%
Max Drawdown-58.8%-3.7%
Fund FamilyVanguard (US)F-m investments
CategoryEquityFixed Income
InceptionNov 10, 2006Sep 6, 2023

VYM vs ZHOG Performance

Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US) and F/m Opportunistic Income ETF (ZHOG) is a ETF from F-m investments. Over the past year VYM returned +26.05% while ZHOG returned +3.94%. Year to date, VYM is up 15.45% versus a gain of 0.98% for ZHOG.

Over three years, VYM compounded at +17.96% per year against +6.71% for ZHOG. Across the full 3-year window we track, VYM has the edge at +7.06% annualized vs +6.71%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VYM has been the more volatile fund, with annualized monthly volatility of 14.6% compared with 5.1% for ZHOG. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -58.8% for VYM and -3.7% for ZHOG. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.74. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

VYM charges 0.04% per year while ZHOG charges 0.43%. On a $10,000 position that is $4 vs $43 annually, a gap of $39 per year that compounds over a long holding period. On income, VYM currently yields 2.86% against 5.47% for ZHOG.

Holdings Overlap

0.0%overlap

VYM and ZHOG share 0 holdings out of 582 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, VYM or ZHOG?

VYM has an expense ratio of 0.04% while ZHOG charges 0.43%. VYM is the cheaper option. On a $10,000 investment, that is $39 per year of difference.

Which performed better, VYM or ZHOG?

Over the past year VYM returned +26.05% vs +3.94% for ZHOG, so VYM leads on 1-year performance. Over the longest common window we track (3 years), VYM annualized +7.06% vs +6.71% for ZHOG. Past performance does not guarantee future results.

Which is riskier, VYM or ZHOG?

VYM has been the more volatile fund at 14.6% annualized versus 5.1% for ZHOG. Worst drawdown: VYM -58.8% vs ZHOG -3.7%.

Should I hold both VYM and ZHOG?

VYM and ZHOG have a monthly-return correlation of 0.74, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between VYM and ZHOG?

VYM and ZHOG share 0 common holdings with a 0.0% weight overlap. Combined, they hold 582 unique securities.

Which pays a higher dividend, VYM or ZHOG?

VYM yields 2.86% while ZHOG yields 5.47%, so ZHOG currently pays the higher dividend yield.

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