VYM vs XYLD

Quick Verdict

VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 558 holdings.

Lower Fees: VYMHigher Returns: VYMMore Diversified: VYM

Side-by-Side Comparison

MetricVYMXYLDWinner
Expense Ratio0.04%0.60%
AUM$79.0B$3.2B
Dividend Yield2.86%10.37%
Holdings568507
YTD Return+13.24%+7.81%
1Y Return+23.76%+17.92%
3Y Return (annualized)+16.97%+11.27%
5Y Return (annualized)+12.26%+7.74%
Volatility (annualized)14.6%11.2%
Max Drawdown-58.8%-34.7%
Fund FamilyVanguard (US)Global X by mirae Asset
CategoryEquityAlternative
InceptionNov 10, 2006Jun 21, 2013

VYM vs XYLD Performance

Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US) and Global X S&P 500 Covered Call ETF (XYLD) is a ETF from Global X by mirae Asset. Over the past year VYM returned +23.76% while XYLD returned +17.92%. Year to date, VYM is up 13.24% versus a gain of 7.81% for XYLD.

Over three years, VYM compounded at +16.97% per year against +11.27% for XYLD; over five years the annualized figures are +12.26% and +7.74% respectively. Across the full 13-year window we track, VYM has the edge at +6.96% annualized vs +4.89%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VYM has been the more volatile fund, with annualized monthly volatility of 14.6% compared with 11.2% for XYLD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -58.8% for VYM and -34.7% for XYLD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.85. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

VYM charges 0.04% per year while XYLD charges 0.60%. On a $10,000 position that is $4 vs $60 annually, a gap of $56 per year that compounds over a long holding period. On income, VYM currently yields 2.86% against 10.37% for XYLD.

Holdings Overlap

34.4%overlap

VYM and XYLD share 226 holdings out of 825 unique holdings combined, representing a 34.4% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in VYMWeight in XYLDDifference
AVGO6.47%3.33%3.14%
JPM3.36%1.32%2.04%
XOM2.83%1.02%1.81%
JNJProProPro
WMTProProPro
ABBVProProPro
PGProProPro
CATProProPro
HDProProPro
CVXProProPro
See all 10 holdings VYM shares with XYLD
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Frequently Asked Questions

Which is cheaper, VYM or XYLD?

VYM has an expense ratio of 0.04% while XYLD charges 0.60%. VYM is the cheaper option. On a $10,000 investment, that is $56 per year of difference.

Which performed better, VYM or XYLD?

Over the past year VYM returned +23.76% vs +17.92% for XYLD, so VYM leads on 1-year performance. Over the longest common window we track (13 years), VYM annualized +6.96% vs +4.89% for XYLD. Past performance does not guarantee future results.

Which is riskier, VYM or XYLD?

VYM has been the more volatile fund at 14.6% annualized versus 11.2% for XYLD. Worst drawdown: VYM -58.8% vs XYLD -34.7%.

Should I hold both VYM and XYLD?

VYM and XYLD have a monthly-return correlation of 0.85, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between VYM and XYLD?

VYM and XYLD share 226 common holdings with a 34.4% weight overlap. Combined, they hold 825 unique securities.

Which pays a higher dividend, VYM or XYLD?

VYM yields 2.86% while XYLD yields 10.37%, so XYLD currently pays the higher dividend yield.

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