VYM vs XSPI

Quick Verdict

VYM has a lower expense ratio. VYM offers more diversification with 558 holdings.

Lower Fees: VYMHigher Returns: TiedMore Diversified: VYM

Side-by-Side Comparison

MetricVYMXSPIWinner
Expense Ratio0.04%0.98%
AUM$79.0B$79M
Dividend Yield2.86%6.88%
Holdings568457
YTD Return+13.82%+9.88%
1Y Return+24.08%-
3Y Return (annualized)+17.72%-
5Y Return (annualized)+12.13%-
Volatility (annualized)14.6%-
Max Drawdown-58.8%-11.6%
Fund FamilyVanguard (US)NEOS
CategoryEquityAlternative
InceptionNov 10, 2006Feb 2, 2026

VYM vs XSPI Performance

Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US) and NEOS Boosted S&P 500 High Income ETF (XSPI) is a ETF from NEOS. Year to date, VYM is up 13.82% versus a gain of 9.88% for XSPI.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -58.8% for VYM and -11.6% for XSPI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

VYM charges 0.04% per year while XSPI charges 0.98%. On a $10,000 position that is $4 vs $98 annually, a gap of $94 per year that compounds over a long holding period. On income, VYM currently yields 2.86% against 6.88% for XSPI.

Holdings Overlap

35.0%overlap

VYM and XSPI share 212 holdings out of 803 unique holdings combined, representing a 35.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in VYMWeight in XSPIDifference
AVGO6.47%2.78%3.69%
JPM3.36%1.42%1.94%
XOM2.83%1.24%1.59%
JNJProProPro
WMTProProPro
ABBVProProPro
PGProProPro
HDProProPro
CVXProProPro
CATProProPro
See all 10 holdings VYM shares with XSPI
Exact weights in each fund and the difference, for every overlapping position.
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Frequently Asked Questions

Which is cheaper, VYM or XSPI?

VYM has an expense ratio of 0.04% while XSPI charges 0.98%. VYM is the cheaper option. On a $10,000 investment, that is $94 per year of difference.

What is the holdings overlap between VYM and XSPI?

VYM and XSPI share 212 common holdings with a 35.0% weight overlap. Combined, they hold 803 unique securities.

Which pays a higher dividend, VYM or XSPI?

VYM yields 2.86% while XSPI yields 6.88%, so XSPI currently pays the higher dividend yield.

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