VTIAX vs VTWAX
VTIAX vs VTWAX
Vanguard Total International Stock Index Fund Admiral vs Vanguard Total World Stock Index Fund Admiral Class
Quick Verdict
VTIAX delivered stronger 1-year returns. VTWAX offers more diversification with 9790 holdings.
Side-by-Side Comparison
| Metric | VTIAX | VTWAX | Winner |
|---|---|---|---|
| Expense Ratio | 0.09% | 0.09% | |
| AUM | $104.1B | $12.1B | |
| Dividend Yield | 2.52% | 1.55% | |
| Holdings | 8,762 | 10,039 | |
| YTD Return | +13.13% | +13.00% | |
| 1Y Return | +25.13% | +23.28% | |
| 3Y Return (annualized) | +15.09% | +17.68% | |
| 5Y Return (annualized) | +5.76% | +8.84% | |
| Volatility (annualized) | 15.7% | 15.3% | |
| Max Drawdown | -32.4% | -28.0% | |
| Fund Family | Vanguard (US) | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Nov 29, 2010 | Feb 7, 2019 |
VTIAX vs VTWAX Performance
Vanguard Total International Stock Index Fund Admiral (VTIAX) is a mutual fund from Vanguard (US) and Vanguard Total World Stock Index Fund Admiral Class (VTWAX) is a mutual fund from Vanguard (US). Over the past year VTIAX returned +25.13% while VTWAX returned +23.28%. Year to date, VTIAX is up 13.13% versus a gain of 13.00% for VTWAX.
Over three years, VTIAX compounded at +15.09% per year against +17.68% for VTWAX; over five years the annualized figures are +5.76% and +8.84% respectively. Across the full 5-year window we track, VTWAX has the edge at +8.84% annualized vs +5.76%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTIAX has been the more volatile fund, with annualized monthly volatility of 15.7% compared with 15.3% for VTWAX. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -32.4% for VTIAX and -28.0% for VTWAX. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.92. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
VTIAX charges 0.09% per year while VTWAX charges 0.09%. On a $10,000 position that is $9 vs $9 annually. On income, VTIAX currently yields 2.52% against 1.55% for VTWAX.
Holdings Overlap
VTIAX and VTWAX share 7872 holdings out of 10416 unique holdings combined, representing a 29.4% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in VTIAX | Weight in VTWAX | Difference |
|---|---|---|---|
| 2330:TW | 3.24% | 1.25% | 1.99% |
| ASML:AS | 1.36% | 0.52% | 0.84% |
| 0700:KY | 1.15% | 0.44% | 0.71% |
| 9988:HK | Pro | Pro | Pro |
| 000660:KR | Pro | Pro | Pro |
| HSBA:LN | Pro | Pro | Pro |
| NOVN:SM | Pro | Pro | Pro |
| AZN:LN | Pro | Pro | Pro |
| ROG:SM | Pro | Pro | Pro |
| 7203:JP | Pro | Pro | Pro |
See all 10 holdings VTIAX shares with VTWAX Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, VTIAX or VTWAX?
VTIAX has an expense ratio of 0.09% while VTWAX charges 0.09%. They cost the same. On a $10,000 investment, that is $0 per year of difference.
Which performed better, VTIAX or VTWAX?
Over the past year VTIAX returned +25.13% vs +23.28% for VTWAX, so VTIAX leads on 1-year performance. Over the longest common window we track (5 years), VTIAX annualized +5.76% vs +8.84% for VTWAX. Past performance does not guarantee future results.
Which is riskier, VTIAX or VTWAX?
VTIAX has been the more volatile fund at 15.7% annualized versus 15.3% for VTWAX. Worst drawdown: VTIAX -32.4% vs VTWAX -28.0%.
Should I hold both VTIAX and VTWAX?
VTIAX and VTWAX have a monthly-return correlation of 0.92, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.
What is the holdings overlap between VTIAX and VTWAX?
VTIAX and VTWAX share 7872 common holdings with a 29.4% weight overlap. Combined, they hold 10416 unique securities.
Which pays a higher dividend, VTIAX or VTWAX?
VTIAX yields 2.52% while VTWAX yields 1.55%, so VTIAX currently pays the higher dividend yield.
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