VGLT vs VXUS

Quick Verdict

VGLT has a lower expense ratio. VXUS delivered stronger 1-year returns. VXUS offers more diversification with 7860 holdings.

Lower Fees: VGLTHigher Returns: VXUSMore Diversified: VXUS

Side-by-Side Comparison

MetricVGLTVXUSWinner
Expense Ratio0.03%0.05%
AUM$10.5B$156.5B
Dividend Yield4.51%2.60%
Holdings1008,747
YTD Return-2.35%+13.57%
1Y Return-1.20%+28.78%
3Y Return (annualized)+0.36%+18.63%
5Y Return (annualized)-7.14%+9.05%
Volatility (annualized)12.4%15.1%
Max Drawdown-47.1%-39.9%
Fund FamilyVanguard (US)Vanguard (US)
CategoryFixed IncomeEquity
InceptionNov 19, 2009Jan 26, 2011

VGLT vs VXUS Performance

Vanguard Long Term Treasury ETF (VGLT) is a ETF from Vanguard (US) and Vanguard Total International Stock ETF (VXUS) is a ETF from Vanguard (US). Over the past year VGLT returned -1.20% while VXUS returned +28.78%. Year to date, VGLT is down 2.35% versus a gain of 13.57% for VXUS.

Over three years, VGLT compounded at +0.36% per year against +18.63% for VXUS; over five years the annualized figures are -7.14% and +9.05% respectively. Across the full 16-year window we track, VXUS has the edge at +4.80% annualized vs +0.35%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VXUS has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 12.4% for VGLT. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -47.1% for VGLT and -39.9% for VXUS. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at -0.01. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

VGLT charges 0.03% per year while VXUS charges 0.05%. On a $10,000 position that is $3 vs $5 annually, a gap of $2 per year that compounds over a long holding period. On income, VGLT currently yields 4.51% against 2.60% for VXUS.

Holdings Overlap

0.0%overlap

VGLT and VXUS share 0 holdings out of 7953 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, VGLT or VXUS?

VGLT has an expense ratio of 0.03% while VXUS charges 0.05%. VGLT is the cheaper option. On a $10,000 investment, that is $2 per year of difference.

Which performed better, VGLT or VXUS?

Over the past year VGLT returned -1.20% vs +28.78% for VXUS, so VXUS leads on 1-year performance. Over the longest common window we track (16 years), VGLT annualized +0.35% vs +4.80% for VXUS. Past performance does not guarantee future results.

Which is riskier, VGLT or VXUS?

VXUS has been the more volatile fund at 15.1% annualized versus 12.4% for VGLT. Worst drawdown: VGLT -47.1% vs VXUS -39.9%.

Should I hold both VGLT and VXUS?

VGLT and VXUS have a monthly-return correlation of -0.01, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between VGLT and VXUS?

VGLT and VXUS share 0 common holdings with a 0.0% weight overlap. Combined, they hold 7953 unique securities.

Which pays a higher dividend, VGLT or VXUS?

VGLT yields 4.51% while VXUS yields 2.60%, so VGLT currently pays the higher dividend yield.

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