USCL vs VOO

Quick Verdict

VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 505 holdings.

Lower Fees: VOOHigher Returns: VOOMore Diversified: VOO

Side-by-Side Comparison

MetricUSCLVOOWinner
Expense Ratio0.08%0.03%
AUM$2.8B$979.0B
Dividend Yield1.11%1.09%
Holdings410509
YTD Return+10.71%+13.80%
1Y Return+17.98%+23.71%
3Y Return (annualized)+19.66%+21.50%
5Y Return (annualized)-+13.44%
Volatility (annualized)12.9%14.1%
Max Drawdown-19.0%-34.3%
Fund FamilyiShares by BlackRock (US)Vanguard (US)
CategoryEquityEquity
InceptionJun 6, 2023Sep 7, 2010

USCL vs VOO Performance

iShares Climate Conscious & Transition MSCI USA ETF (USCL) is a ETF from iShares by BlackRock (US) and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year USCL returned +17.98% while VOO returned +23.71%. Year to date, USCL is up 10.71% versus a gain of 13.80% for VOO.

Over three years, USCL compounded at +19.66% per year against +21.50% for VOO. Across the full 3-year window we track, USCL has the edge at +20.55% annualized vs +13.58%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VOO has been the more volatile fund, with annualized monthly volatility of 14.1% compared with 12.9% for USCL. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -19.0% for USCL and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.99. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

USCL charges 0.08% per year while VOO charges 0.03%. On a $10,000 position that is $8 vs $3 annually, a gap of $5 per year that compounds over a long holding period. On income, USCL currently yields 1.11% against 1.09% for VOO.

Holdings Overlap

82.7%overlap

USCL and VOO share 362 holdings out of 549 unique holdings combined, representing a 82.7% weight overlap.

High overlap means holding both may not provide much additional diversification.

Top Shared Holdings

StockWeight in USCLWeight in VOODifference
NVDA8.55%7.51%1.04%
AAPL8.69%6.59%2.10%
MSFT5.17%4.30%0.87%
AMZNProProPro
GOOGLProProPro
AVGOProProPro
GOOGProProPro
METAProProPro
TSLAProProPro
LLYProProPro
See all 10 holdings USCL shares with VOO
Exact weights in each fund and the difference, for every overlapping position.
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Frequently Asked Questions

Which is cheaper, USCL or VOO?

USCL has an expense ratio of 0.08% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $5 per year of difference.

Which performed better, USCL or VOO?

Over the past year USCL returned +17.98% vs +23.71% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (3 years), USCL annualized +20.55% vs +13.58% for VOO. Past performance does not guarantee future results.

Which is riskier, USCL or VOO?

VOO has been the more volatile fund at 14.1% annualized versus 12.9% for USCL. Worst drawdown: USCL -19.0% vs VOO -34.3%.

Should I hold both USCL and VOO?

USCL and VOO have a monthly-return correlation of 0.99, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between USCL and VOO?

USCL and VOO share 362 common holdings with a 82.7% weight overlap. Combined, they hold 549 unique securities.

Which pays a higher dividend, USCL or VOO?

USCL yields 1.11% while VOO yields 1.09%, so USCL currently pays the higher dividend yield.

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