TSI vs VOO
TSI vs VOO
TCW Strategic Income Fund Inc. vs Vanguard S&P 500 ETF
Quick Verdict
VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | TSI | VOO | Winner |
|---|---|---|---|
| Expense Ratio | 1.03% | 0.03% | |
| AUM | - | $979.0B | |
| Dividend Yield | 6.21% | 1.09% | |
| Holdings | 746 | 509 | |
| YTD Return | -6.84% | +13.53% | |
| 1Y Return | -3.49% | +23.65% | |
| 3Y Return (annualized) | +5.83% | +21.27% | |
| 5Y Return (annualized) | +1.77% | +13.52% | |
| Volatility (annualized) | 18.3% | 14.1% | |
| Max Drawdown | -83.3% | -34.3% | |
| Fund Family | TCW Funds | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Mar 5, 1987 | Sep 7, 2010 |
TSI vs VOO Performance
TCW Strategic Income Fund Inc. (TSI) is a ETF from TCW Funds and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year TSI returned -3.49% while VOO returned +23.65%. Year to date, TSI is down 6.84% versus a gain of 13.53% for VOO.
Over three years, TSI compounded at +5.83% per year against +21.27% for VOO; over five years the annualized figures are +1.77% and +13.52% respectively. Across the full 16-year window we track, VOO has the edge at +13.57% annualized vs +0.21%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
TSI has been the more volatile fund, with annualized monthly volatility of 18.3% compared with 14.1% for VOO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -83.3% for TSI and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.47. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
TSI charges 1.03% per year while VOO charges 0.03%. On a $10,000 position that is $103 vs $3 annually, a gap of $100 per year that compounds over a long holding period. On income, TSI currently yields 6.21% against 1.09% for VOO.
Holdings Overlap
TSI and VOO share 3 holdings out of 749 unique holdings combined, representing a 0.4% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, TSI or VOO?
TSI has an expense ratio of 1.03% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $100 per year of difference.
Which performed better, TSI or VOO?
Over the past year TSI returned -3.49% vs +23.65% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (16 years), TSI annualized +0.21% vs +13.57% for VOO. Past performance does not guarantee future results.
Which is riskier, TSI or VOO?
TSI has been the more volatile fund at 18.3% annualized versus 14.1% for VOO. Worst drawdown: TSI -83.3% vs VOO -34.3%.
Should I hold both TSI and VOO?
TSI and VOO have a monthly-return correlation of 0.47, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between TSI and VOO?
TSI and VOO share 3 common holdings with a 0.4% weight overlap. Combined, they hold 749 unique securities.
Which pays a higher dividend, TSI or VOO?
TSI yields 6.21% while VOO yields 1.09%, so TSI currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.