TPLS vs VOO

Quick Verdict

VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 505 holdings.

Lower Fees: VOOHigher Returns: VOOMore Diversified: VOO

Side-by-Side Comparison

MetricTPLSVOOWinner
Expense Ratio0.45%0.03%
AUM$15M$979.0B
Dividend Yield5.09%1.09%
Holdings301509
YTD Return+0.00%+13.53%
1Y Return+2.34%+23.65%
3Y Return (annualized)-+21.27%
5Y Return (annualized)-+13.52%
Volatility (annualized)3.5%14.1%
Max Drawdown-3.0%-34.3%
Fund FamilyThornburg Investment ManagementVanguard (US)
CategoryFixed IncomeEquity
InceptionFeb 5, 2025Sep 7, 2010

TPLS vs VOO Performance

Thornburg Core Plus Bond ETF (TPLS) is a ETF from Thornburg Investment Management and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year TPLS returned +2.34% while VOO returned +23.65%. Year to date, TPLS is up 0.00% versus a gain of 13.53% for VOO.

Risk: Volatility and Drawdowns

VOO has been the more volatile fund, with annualized monthly volatility of 14.1% compared with 3.5% for TPLS. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -3.0% for TPLS and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.21. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

TPLS charges 0.45% per year while VOO charges 0.03%. On a $10,000 position that is $45 vs $3 annually, a gap of $42 per year that compounds over a long holding period. On income, TPLS currently yields 5.09% against 1.09% for VOO.

Holdings Overlap

0.2%overlap

TPLS and VOO share 3 holdings out of 702 unique holdings combined, representing a 0.2% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in TPLSWeight in VOODifference
DUK0.24%0.15%0.09%
PEG0.22%0.06%0.16%
ZBRA0.13%0.02%0.11%

Frequently Asked Questions

Which is cheaper, TPLS or VOO?

TPLS has an expense ratio of 0.45% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $42 per year of difference.

Which performed better, TPLS or VOO?

Over the past year TPLS returned +2.34% vs +23.65% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (2 years), TPLS annualized +3.96% vs +13.57% for VOO. Past performance does not guarantee future results.

Which is riskier, TPLS or VOO?

VOO has been the more volatile fund at 14.1% annualized versus 3.5% for TPLS. Worst drawdown: TPLS -3.0% vs VOO -34.3%.

Should I hold both TPLS and VOO?

TPLS and VOO have a monthly-return correlation of 0.21, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between TPLS and VOO?

TPLS and VOO share 3 common holdings with a 0.2% weight overlap. Combined, they hold 702 unique securities.

Which pays a higher dividend, TPLS or VOO?

TPLS yields 5.09% while VOO yields 1.09%, so TPLS currently pays the higher dividend yield.

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