TOTR vs VXUS
TOTR vs VXUS
T. Rowe Price Total Return ETF vs Vanguard Total International Stock ETF
Quick Verdict
VXUS has a lower expense ratio. VXUS delivered stronger 1-year returns. VXUS offers more diversification with 7860 holdings.
Side-by-Side Comparison
| Metric | TOTR | VXUS | Winner |
|---|---|---|---|
| Expense Ratio | 0.31% | 0.05% | |
| AUM | $574M | $156.5B | |
| Dividend Yield | 5.31% | 2.60% | |
| Holdings | 1,222 | 8,747 | |
| YTD Return | -0.65% | +11.13% | |
| 1Y Return | +2.61% | +27.13% | |
| 3Y Return (annualized) | +4.24% | +17.24% | |
| 5Y Return (annualized) | - | +8.71% | |
| Volatility (annualized) | 6.6% | 15.1% | |
| Max Drawdown | -19.6% | -39.9% | |
| Fund Family | T.Rowe Price | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Sep 28, 2021 | Jan 26, 2011 |
TOTR vs VXUS Performance
T. Rowe Price Total Return ETF (TOTR) is a ETF from T.Rowe Price and Vanguard Total International Stock ETF (VXUS) is a ETF from Vanguard (US). Over the past year TOTR returned +2.61% while VXUS returned +27.13%. Year to date, TOTR is down 0.65% versus a gain of 11.13% for VXUS.
Over three years, TOTR compounded at +4.24% per year against +17.24% for VXUS. Across the full 5-year window we track, VXUS has the edge at +4.66% annualized vs -0.54%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VXUS has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 6.6% for TOTR. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -19.6% for TOTR and -39.9% for VXUS. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.78. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
TOTR charges 0.31% per year while VXUS charges 0.05%. On a $10,000 position that is $31 vs $5 annually, a gap of $26 per year that compounds over a long holding period. On income, TOTR currently yields 5.31% against 2.60% for VXUS.
Holdings Overlap
TOTR and VXUS share 1 holdings out of 8438 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in TOTR | Weight in VXUS | Difference |
|---|---|---|---|
| ARGENT 4.125 07/09/3 | 0.17% | 0.00% | 0.17% |
Frequently Asked Questions
Which is cheaper, TOTR or VXUS?
TOTR has an expense ratio of 0.31% while VXUS charges 0.05%. VXUS is the cheaper option. On a $10,000 investment, that is $26 per year of difference.
Which performed better, TOTR or VXUS?
Over the past year TOTR returned +2.61% vs +27.13% for VXUS, so VXUS leads on 1-year performance. Over the longest common window we track (5 years), TOTR annualized -0.54% vs +4.66% for VXUS. Past performance does not guarantee future results.
Which is riskier, TOTR or VXUS?
VXUS has been the more volatile fund at 15.1% annualized versus 6.6% for TOTR. Worst drawdown: TOTR -19.6% vs VXUS -39.9%.
Should I hold both TOTR and VXUS?
TOTR and VXUS have a monthly-return correlation of 0.78, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between TOTR and VXUS?
TOTR and VXUS share 1 common holdings with a 0.0% weight overlap. Combined, they hold 8438 unique securities.
Which pays a higher dividend, TOTR or VXUS?
TOTR yields 5.31% while VXUS yields 2.60%, so TOTR currently pays the higher dividend yield.
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