TOTL vs VOO

Quick Verdict

VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 505 holdings.

Lower Fees: VOOHigher Returns: VOOMore Diversified: VOO

Side-by-Side Comparison

MetricTOTLVOOWinner
Expense Ratio0.55%0.03%
AUM$4.1B$979.0B
Dividend Yield5.27%1.09%
Holdings1,529509
YTD Return-1.12%+13.53%
1Y Return+1.55%+23.65%
3Y Return (annualized)+4.24%+21.27%
5Y Return (annualized)+0.18%+13.52%
Volatility (annualized)4.5%14.1%
Max Drawdown-18.0%-34.3%
Fund FamilyState Street Investment ManagementVanguard (US)
CategoryFixed IncomeEquity
InceptionFeb 23, 2015Sep 7, 2010

TOTL vs VOO Performance

State Street DoubleLine Total Return Tactical ETF (TOTL) is a ETF from State Street Investment Management and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year TOTL returned +1.55% while VOO returned +23.65%. Year to date, TOTL is down 1.12% versus a gain of 13.53% for VOO.

Over three years, TOTL compounded at +4.24% per year against +21.27% for VOO; over five years the annualized figures are +0.18% and +13.52% respectively. Across the full 11-year window we track, VOO has the edge at +13.57% annualized vs -0.06%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VOO has been the more volatile fund, with annualized monthly volatility of 14.1% compared with 4.5% for TOTL. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -18.0% for TOTL and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.47. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

TOTL charges 0.55% per year while VOO charges 0.03%. On a $10,000 position that is $55 vs $3 annually, a gap of $52 per year that compounds over a long holding period. On income, TOTL currently yields 5.27% against 1.09% for VOO.

Holdings Overlap

0.0%overlap

TOTL and VOO share 0 holdings out of 642 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, TOTL or VOO?

TOTL has an expense ratio of 0.55% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $52 per year of difference.

Which performed better, TOTL or VOO?

Over the past year TOTL returned +1.55% vs +23.65% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (11 years), TOTL annualized -0.06% vs +13.57% for VOO. Past performance does not guarantee future results.

Which is riskier, TOTL or VOO?

VOO has been the more volatile fund at 14.1% annualized versus 4.5% for TOTL. Worst drawdown: TOTL -18.0% vs VOO -34.3%.

Should I hold both TOTL and VOO?

TOTL and VOO have a monthly-return correlation of 0.47, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between TOTL and VOO?

TOTL and VOO share 0 common holdings with a 0.0% weight overlap. Combined, they hold 642 unique securities.

Which pays a higher dividend, TOTL or VOO?

TOTL yields 5.27% while VOO yields 1.09%, so TOTL currently pays the higher dividend yield.

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