TMSF vs VYM
TMSF vs VYM
T. Rowe Price Multi-Sector Income ETF vs Vanguard High Dividend Yield ETF
Quick Verdict
VYM has a lower expense ratio. VYM offers more diversification with 558 holdings.
Side-by-Side Comparison
| Metric | TMSF | VYM | Winner |
|---|---|---|---|
| Expense Ratio | 0.37% | 0.04% | |
| AUM | $59M | $79.0B | |
| Dividend Yield | 3.05% | 2.86% | |
| Holdings | 347 | 568 | |
| YTD Return | +2.78% | +15.45% | |
| 1Y Return | - | +26.05% | |
| 3Y Return (annualized) | - | +17.96% | |
| 5Y Return (annualized) | - | +12.54% | |
| Volatility (annualized) | - | 14.6% | |
| Max Drawdown | -2.3% | -58.8% | |
| Fund Family | T.Rowe Price | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Nov 19, 2025 | Nov 10, 2006 |
TMSF vs VYM Performance
T. Rowe Price Multi-Sector Income ETF (TMSF) is a ETF from T.Rowe Price and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Year to date, TMSF is up 2.78% versus a gain of 15.45% for VYM.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -2.3% for TMSF and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
TMSF charges 0.37% per year while VYM charges 0.04%. On a $10,000 position that is $37 vs $4 annually, a gap of $33 per year that compounds over a long holding period. On income, TMSF currently yields 3.05% against 2.86% for VYM.
Holdings Overlap
TMSF and VYM share 0 holdings out of 729 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, TMSF or VYM?
TMSF has an expense ratio of 0.37% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $33 per year of difference.
What is the holdings overlap between TMSF and VYM?
TMSF and VYM share 0 common holdings with a 0.0% weight overlap. Combined, they hold 729 unique securities.
Which pays a higher dividend, TMSF or VYM?
TMSF yields 3.05% while VYM yields 2.86%, so TMSF currently pays the higher dividend yield.
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