SPY vs XMAG

Quick Verdict

SPY has a lower expense ratio. XMAG delivered stronger 1-year returns. SPY offers more diversification with 503 holdings.

Lower Fees: SPYHigher Returns: XMAGMore Diversified: SPY

Side-by-Side Comparison

MetricSPYXMAGWinner
Expense Ratio0.09%0.35%
AUM$789.1B$166M
Dividend Yield1.01%0.23%
Holdings505495
YTD Return+13.79%+15.85%
1Y Return+23.66%+24.36%
3Y Return (annualized)+21.40%-
5Y Return (annualized)+13.37%-
Volatility (annualized)15.3%12.0%
Max Drawdown-56.5%-16.2%
Fund FamilyState Street Investment ManagementDefiance ETFs, LLC
CategoryEquityEquity
InceptionJan 22, 1993Oct 21, 2024

SPY vs XMAG Performance

State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management and Defiance Large Cap ex-Mag 7 ETF (XMAG) is a ETF from Defiance ETFs, LLC. Over the past year SPY returned +23.66% while XMAG returned +24.36%. Year to date, SPY is up 13.79% versus a gain of 15.85% for XMAG.

Risk: Volatility and Drawdowns

SPY has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 12.0% for XMAG. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -56.5% for SPY and -16.2% for XMAG. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.86. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

SPY charges 0.09% per year while XMAG charges 0.35%. On a $10,000 position that is $9 vs $35 annually, a gap of $26 per year that compounds over a long holding period. On income, SPY currently yields 1.01% against 0.23% for XMAG.

Holdings Overlap

64.1%overlap

SPY and XMAG share 423 holdings out of 572 unique holdings combined, representing a 64.1% weight overlap.

High overlap means holding both may not provide much additional diversification.

Top Shared Holdings

StockWeight in SPYWeight in XMAGDifference
AVGO2.73%2.83%0.10%
MU1.71%2.35%0.64%
LLY1.46%2.36%0.90%
JPM:USProProPro
AMDProProPro
JNJProProPro
XOMProProPro
VProProPro
WMTProProPro
INTCProProPro
See all 10 holdings SPY shares with XMAG
Exact weights in each fund and the difference, for every overlapping position.
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Frequently Asked Questions

Which is cheaper, SPY or XMAG?

SPY has an expense ratio of 0.09% while XMAG charges 0.35%. SPY is the cheaper option. On a $10,000 investment, that is $26 per year of difference.

Which performed better, SPY or XMAG?

Over the past year SPY returned +23.66% vs +24.36% for XMAG, so XMAG leads on 1-year performance. Over the longest common window we track (2 years), SPY annualized +8.85% vs +16.85% for XMAG. Past performance does not guarantee future results.

Which is riskier, SPY or XMAG?

SPY has been the more volatile fund at 15.3% annualized versus 12.0% for XMAG. Worst drawdown: SPY -56.5% vs XMAG -16.2%.

Should I hold both SPY and XMAG?

SPY and XMAG have a monthly-return correlation of 0.86, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between SPY and XMAG?

SPY and XMAG share 423 common holdings with a 64.1% weight overlap. Combined, they hold 572 unique securities.

Which pays a higher dividend, SPY or XMAG?

SPY yields 1.01% while XMAG yields 0.23%, so SPY currently pays the higher dividend yield.

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