SPY vs XJH
SPY vs XJH
State Street SPDR S&P 500 ETF Trust vs iShares ESG Select Screened S&P Mid-Cap ETF
Quick Verdict
SPY has a lower expense ratio. XJH delivered stronger 1-year returns. SPY offers more diversification with 503 holdings.
Side-by-Side Comparison
| Metric | SPY | XJH | Winner |
|---|---|---|---|
| Expense Ratio | 0.09% | 0.12% | |
| AUM | $789.1B | $422M | |
| Dividend Yield | 1.01% | 1.07% | |
| Holdings | 505 | 361 | |
| YTD Return | +13.10% | +15.29% | |
| 1Y Return | +22.80% | +25.30% | |
| 3Y Return (annualized) | +20.98% | +13.75% | |
| 5Y Return (annualized) | +13.20% | +8.18% | |
| Volatility (annualized) | 15.3% | 18.4% | |
| Max Drawdown | -56.5% | -25.1% | |
| Fund Family | State Street Investment Management | iShares by BlackRock (US) | |
| Category | Equity | Equity | |
| Inception | Jan 22, 1993 | Sep 22, 2020 |
SPY vs XJH Performance
State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management and iShares ESG Select Screened S&P Mid-Cap ETF (XJH) is a ETF from iShares by BlackRock (US). Over the past year SPY returned +22.80% while XJH returned +25.30%. Year to date, SPY is up 13.10% versus a gain of 15.29% for XJH.
Over three years, SPY compounded at +20.98% per year against +13.75% for XJH; over five years the annualized figures are +13.20% and +8.18% respectively. Across the full 6-year window we track, XJH has the edge at +14.92% annualized vs +8.83%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
XJH has been the more volatile fund, with annualized monthly volatility of 18.4% compared with 15.3% for SPY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -56.5% for SPY and -25.1% for XJH. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.87. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
SPY charges 0.09% per year while XJH charges 0.12%. On a $10,000 position that is $9 vs $12 annually, a gap of $3 per year that compounds over a long holding period. On income, SPY currently yields 1.01% against 1.07% for XJH.
Holdings Overlap
SPY and XJH share 0 holdings out of 536 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, SPY or XJH?
SPY has an expense ratio of 0.09% while XJH charges 0.12%. SPY is the cheaper option. On a $10,000 investment, that is $3 per year of difference.
Which performed better, SPY or XJH?
Over the past year SPY returned +22.80% vs +25.30% for XJH, so XJH leads on 1-year performance. Over the longest common window we track (6 years), SPY annualized +8.83% vs +14.92% for XJH. Past performance does not guarantee future results.
Which is riskier, SPY or XJH?
XJH has been the more volatile fund at 18.4% annualized versus 15.3% for SPY. Worst drawdown: SPY -56.5% vs XJH -25.1%.
Should I hold both SPY and XJH?
SPY and XJH have a monthly-return correlation of 0.87, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between SPY and XJH?
SPY and XJH share 0 common holdings with a 0.0% weight overlap. Combined, they hold 536 unique securities.
Which pays a higher dividend, SPY or XJH?
SPY yields 1.01% while XJH yields 1.07%, so XJH currently pays the higher dividend yield.
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