SPY vs WAMA

Quick Verdict

SPY has a lower expense ratio. SPY offers more diversification with 503 holdings.

Lower Fees: SPYHigher Returns: TiedMore Diversified: SPY

Side-by-Side Comparison

MetricSPYWAMAWinner
Expense Ratio0.09%0.32%
AUM$789.1B$187M
Dividend Yield1.01%0.42%
Holdings5052
YTD Return+13.50%+10.49%
1Y Return+23.56%-
3Y Return (annualized)+21.17%-
5Y Return (annualized)+13.46%-
Volatility (annualized)15.3%-
Max Drawdown-56.5%-5.7%
Fund FamilyState Street Investment ManagementWisdomTree Investments
CategoryEquityAllocation/Balanced
InceptionJan 22, 1993Mar 12, 2026

SPY vs WAMA Performance

State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management and WisdomTree US Adaptive Moving Average Fund ETF (WAMA) is a ETF from WisdomTree Investments. Year to date, SPY is up 13.50% versus a gain of 10.49% for WAMA.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -56.5% for SPY and -5.7% for WAMA. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

SPY charges 0.09% per year while WAMA charges 0.32%. On a $10,000 position that is $9 vs $32 annually, a gap of $23 per year that compounds over a long holding period. On income, SPY currently yields 1.01% against 0.42% for WAMA.

Holdings Overlap

78.7%overlap

SPY and WAMA share 384 holdings out of 605 unique holdings combined, representing a 78.7% weight overlap.

High overlap means holding both may not provide much additional diversification.

Top Shared Holdings

StockWeight in SPYWeight in WAMADifference
NVDA7.31%7.82%0.51%
AAPL7.09%6.63%0.46%
GOOGL3.32%7.32%4.00%
MSFTProProPro
AMZNProProPro
AVGOProProPro
TSLAProProPro
LLYProProPro
JPMProProPro
MUProProPro
See all 10 holdings SPY shares with WAMA
Exact weights in each fund and the difference, for every overlapping position.
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Frequently Asked Questions

Which is cheaper, SPY or WAMA?

SPY has an expense ratio of 0.09% while WAMA charges 0.32%. SPY is the cheaper option. On a $10,000 investment, that is $23 per year of difference.

What is the holdings overlap between SPY and WAMA?

SPY and WAMA share 384 common holdings with a 78.7% weight overlap. Combined, they hold 605 unique securities.

Which pays a higher dividend, SPY or WAMA?

SPY yields 1.01% while WAMA yields 0.42%, so SPY currently pays the higher dividend yield.

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