SPY vs VMAX

Quick Verdict

SPY has a lower expense ratio. VMAX delivered stronger 1-year returns. SPY offers more diversification with 503 holdings.

Lower Fees: SPYHigher Returns: VMAXMore Diversified: SPY

Side-by-Side Comparison

MetricSPYVMAXWinner
Expense Ratio0.09%0.29%
AUM$789.1B$49M
Dividend Yield1.01%1.87%
Holdings505142
YTD Return+13.50%+17.43%
1Y Return+23.56%+28.57%
3Y Return (annualized)+21.17%-
5Y Return (annualized)+13.46%-
Volatility (annualized)15.3%12.2%
Max Drawdown-56.5%-19.1%
Fund FamilyState Street Investment ManagementHartford Funds
CategoryEquityEquity
InceptionJan 22, 1993Dec 5, 2023

SPY vs VMAX Performance

State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management and Hartford US Value ETF (VMAX) is a ETF from Hartford Funds. Over the past year SPY returned +23.56% while VMAX returned +28.57%. Year to date, SPY is up 13.50% versus a gain of 17.43% for VMAX.

Risk: Volatility and Drawdowns

SPY has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 12.2% for VMAX. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -56.5% for SPY and -19.1% for VMAX. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.73. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

SPY charges 0.09% per year while VMAX charges 0.29%. On a $10,000 position that is $9 vs $29 annually, a gap of $20 per year that compounds over a long holding period. On income, SPY currently yields 1.01% against 1.87% for VMAX.

Holdings Overlap

25.2%overlap

SPY and VMAX share 101 holdings out of 542 unique holdings combined, representing a 25.2% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in SPYWeight in VMAXDifference
NVDA7.31%0.84%6.47%
AAPL7.09%0.45%6.64%
GOOGL3.32%1.90%1.42%
METAProProPro
JNJProProPro
BRK.BProProPro
STTProProPro
XOMProProPro
MRKProProPro
JPMProProPro
See all 10 holdings SPY shares with VMAX
Exact weights in each fund and the difference, for every overlapping position.
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Frequently Asked Questions

Which is cheaper, SPY or VMAX?

SPY has an expense ratio of 0.09% while VMAX charges 0.29%. SPY is the cheaper option. On a $10,000 investment, that is $20 per year of difference.

Which performed better, SPY or VMAX?

Over the past year SPY returned +23.56% vs +28.57% for VMAX, so VMAX leads on 1-year performance. Over the longest common window we track (3 years), SPY annualized +8.85% vs +21.81% for VMAX. Past performance does not guarantee future results.

Which is riskier, SPY or VMAX?

SPY has been the more volatile fund at 15.3% annualized versus 12.2% for VMAX. Worst drawdown: SPY -56.5% vs VMAX -19.1%.

Should I hold both SPY and VMAX?

SPY and VMAX have a monthly-return correlation of 0.73, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between SPY and VMAX?

SPY and VMAX share 101 common holdings with a 25.2% weight overlap. Combined, they hold 542 unique securities.

Which pays a higher dividend, SPY or VMAX?

SPY yields 1.01% while VMAX yields 1.87%, so VMAX currently pays the higher dividend yield.

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