SPY vs USEW

Quick Verdict

SPY has a lower expense ratio. SPY offers more diversification with 503 holdings.

Lower Fees: SPYHigher Returns: TiedMore Diversified: SPY

Side-by-Side Comparison

MetricSPYUSEWWinner
Expense Ratio0.09%0.30%
AUM$789.1B$189M
Dividend Yield1.01%0.55%
Holdings505426
YTD Return+13.28%+12.01%
1Y Return+23.94%-
3Y Return (annualized)+21.07%-
5Y Return (annualized)+13.27%-
Volatility (annualized)15.3%-
Max Drawdown-56.5%-8.3%
Fund FamilyState Street Investment ManagementCambria Investment Management
CategoryEquityEquity
InceptionJan 22, 1993Dec 18, 2025

SPY vs USEW Performance

State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management and Cambria US EW ETF (USEW) is a ETF from Cambria Investment Management. Year to date, SPY is up 13.28% versus a gain of 12.01% for USEW.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -56.5% for SPY and -8.3% for USEW. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

SPY charges 0.09% per year while USEW charges 0.30%. On a $10,000 position that is $9 vs $30 annually, a gap of $21 per year that compounds over a long holding period. On income, SPY currently yields 1.01% against 0.55% for USEW.

Holdings Overlap

47.2%overlap

SPY and USEW share 347 holdings out of 584 unique holdings combined, representing a 47.2% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in SPYWeight in USEWDifference
AAPL7.09%1.80%5.29%
NVDA7.31%0.98%6.33%
MSFT4.43%0.96%3.47%
AMZNProProPro
AVGOProProPro
GOOGLProProPro
GOOGProProPro
BRK.BProProPro
METAProProPro
JPMProProPro
See all 10 holdings SPY shares with USEW
Exact weights in each fund and the difference, for every overlapping position.
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Frequently Asked Questions

Which is cheaper, SPY or USEW?

SPY has an expense ratio of 0.09% while USEW charges 0.30%. SPY is the cheaper option. On a $10,000 investment, that is $21 per year of difference.

What is the holdings overlap between SPY and USEW?

SPY and USEW share 347 common holdings with a 47.2% weight overlap. Combined, they hold 584 unique securities.

Which pays a higher dividend, SPY or USEW?

SPY yields 1.01% while USEW yields 0.55%, so SPY currently pays the higher dividend yield.

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