SPY vs TACU

Quick Verdict

TACU has a lower expense ratio. SPY offers more diversification with 503 holdings.

Lower Fees: TACUHigher Returns: TiedMore Diversified: SPY

Side-by-Side Comparison

MetricSPYTACUWinner
Expense Ratio0.09%0.00%
AUM$789.1B$15M
Dividend Yield1.01%0.00%
Holdings505347
YTD Return+13.79%+13.60%
1Y Return+23.66%-
3Y Return (annualized)+21.40%-
5Y Return (annualized)+13.37%-
Volatility (annualized)15.3%-
Max Drawdown-56.5%-8.9%
Fund FamilyState Street Investment ManagementT.Rowe Price
CategoryEquityEquity
InceptionJan 22, 1993Dec 10, 2025

SPY vs TACU Performance

State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management and T. Rowe Price Active Core US Equity ETF (TACU) is a ETF from T.Rowe Price. Year to date, SPY is up 13.79% versus a gain of 13.60% for TACU.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -56.5% for SPY and -8.9% for TACU. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

SPY charges 0.09% per year while TACU charges 0.00%. On a $10,000 position that is $9 vs $0 annually, a gap of $9 per year that compounds over a long holding period. On income, SPY currently yields 1.01% against 0.00% for TACU.

Holdings Overlap

0.0%overlap

SPY and TACU share 1 holdings out of 664 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in SPYWeight in TACUDifference
VST0.08%0.04%0.04%

Frequently Asked Questions

Which is cheaper, SPY or TACU?

SPY has an expense ratio of 0.09% while TACU charges 0.00%. TACU is the cheaper option. On a $10,000 investment, that is $9 per year of difference.

What is the holdings overlap between SPY and TACU?

SPY and TACU share 1 common holdings with a 0.0% weight overlap. Combined, they hold 664 unique securities.

Which pays a higher dividend, SPY or TACU?

SPY yields 1.01% while TACU yields 0.00%, so SPY currently pays the higher dividend yield.

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