SPMB vs VYM

Quick Verdict

VYM delivered stronger 1-year returns. SPMB offers more diversification with 2556 holdings.

Lower Fees: TiedHigher Returns: VYMMore Diversified: SPMB

Side-by-Side Comparison

MetricSPMBVYMWinner
Expense Ratio0.04%0.04%
AUM$7.0B$79.0B
Dividend Yield4.05%2.86%
Holdings2,661568
YTD Return-0.24%+13.24%
1Y Return+4.10%+23.76%
3Y Return (annualized)+4.32%+16.97%
5Y Return (annualized)-0.01%+12.26%
Volatility (annualized)4.5%14.6%
Max Drawdown-22.8%-58.8%
Fund FamilyState Street Investment ManagementVanguard (US)
CategoryFixed IncomeEquity
InceptionJan 15, 2009Nov 10, 2006

SPMB vs VYM Performance

State Street SPDR Portfolio Mortgage Backed Bond ETF (SPMB) is a ETF from State Street Investment Management and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year SPMB returned +4.10% while VYM returned +23.76%. Year to date, SPMB is down 0.24% versus a gain of 13.24% for VYM.

Over three years, SPMB compounded at +4.32% per year against +16.97% for VYM; over five years the annualized figures are -0.01% and +12.26% respectively. Across the full 18-year window we track, VYM has the edge at +6.96% annualized vs +0.08%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VYM has been the more volatile fund, with annualized monthly volatility of 14.6% compared with 4.5% for SPMB. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -22.8% for SPMB and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.20. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

SPMB charges 0.04% per year while VYM charges 0.04%. On a $10,000 position that is $4 vs $4 annually. On income, SPMB currently yields 4.05% against 2.86% for VYM.

Holdings Overlap

0.0%overlap

SPMB and VYM share 0 holdings out of 3114 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, SPMB or VYM?

SPMB has an expense ratio of 0.04% while VYM charges 0.04%. They cost the same. On a $10,000 investment, that is $0 per year of difference.

Which performed better, SPMB or VYM?

Over the past year SPMB returned +4.10% vs +23.76% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (18 years), SPMB annualized +0.08% vs +6.96% for VYM. Past performance does not guarantee future results.

Which is riskier, SPMB or VYM?

VYM has been the more volatile fund at 14.6% annualized versus 4.5% for SPMB. Worst drawdown: SPMB -22.8% vs VYM -58.8%.

Should I hold both SPMB and VYM?

SPMB and VYM have a monthly-return correlation of 0.20, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between SPMB and VYM?

SPMB and VYM share 0 common holdings with a 0.0% weight overlap. Combined, they hold 3114 unique securities.

Which pays a higher dividend, SPMB or VYM?

SPMB yields 4.05% while VYM yields 2.86%, so SPMB currently pays the higher dividend yield.

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