SJNK vs VOO

Quick Verdict

VOO has a lower expense ratio. VOO delivered stronger 1-year returns. SJNK offers more diversification with 1058 holdings.

Lower Fees: VOOHigher Returns: VOOMore Diversified: SJNK

Side-by-Side Comparison

MetricSJNKVOOWinner
Expense Ratio0.40%0.03%
AUM$4.9B$979.0B
Dividend Yield7.00%1.09%
Holdings1,172509
YTD Return+1.52%+13.31%
1Y Return+4.39%+24.01%
3Y Return (annualized)+7.65%+21.17%
5Y Return (annualized)+4.79%+13.34%
Volatility (annualized)5.7%14.1%
Max Drawdown-30.6%-34.3%
Fund FamilyState Street Investment ManagementVanguard (US)
CategoryFixed IncomeEquity
InceptionMar 14, 2012Sep 7, 2010

SJNK vs VOO Performance

State Street SPDR Bloomberg Short Term High Yield Bond ETF (SJNK) is a ETF from State Street Investment Management and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year SJNK returned +4.39% while VOO returned +24.01%. Year to date, SJNK is up 1.52% versus a gain of 13.31% for VOO.

Over three years, SJNK compounded at +7.65% per year against +21.17% for VOO; over five years the annualized figures are +4.79% and +13.34% respectively. Across the full 14-year window we track, VOO has the edge at +13.55% annualized vs +1.08%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VOO has been the more volatile fund, with annualized monthly volatility of 14.1% compared with 5.7% for SJNK. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -30.6% for SJNK and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.77. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

SJNK charges 0.40% per year while VOO charges 0.03%. On a $10,000 position that is $40 vs $3 annually, a gap of $37 per year that compounds over a long holding period. On income, SJNK currently yields 7.00% against 1.09% for VOO.

Holdings Overlap

0.0%overlap

SJNK and VOO share 0 holdings out of 1563 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, SJNK or VOO?

SJNK has an expense ratio of 0.40% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $37 per year of difference.

Which performed better, SJNK or VOO?

Over the past year SJNK returned +4.39% vs +24.01% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (14 years), SJNK annualized +1.08% vs +13.55% for VOO. Past performance does not guarantee future results.

Which is riskier, SJNK or VOO?

VOO has been the more volatile fund at 14.1% annualized versus 5.7% for SJNK. Worst drawdown: SJNK -30.6% vs VOO -34.3%.

Should I hold both SJNK and VOO?

SJNK and VOO have a monthly-return correlation of 0.77, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between SJNK and VOO?

SJNK and VOO share 0 common holdings with a 0.0% weight overlap. Combined, they hold 1563 unique securities.

Which pays a higher dividend, SJNK or VOO?

SJNK yields 7.00% while VOO yields 1.09%, so SJNK currently pays the higher dividend yield.

Get Full ETF Analytics

Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.

See inside every ETF you own
$29/moCancel anytime.
Try FundXLS →