SCHE vs VOO

Quick Verdict

VOO has a lower expense ratio. VOO delivered stronger 1-year returns. SCHE offers more diversification with 1409 holdings.

Lower Fees: VOOHigher Returns: VOOMore Diversified: SCHE

Side-by-Side Comparison

MetricSCHEVOOWinner
Expense Ratio0.06%0.03%
AUM$12.5B$979.0B
Dividend Yield2.66%1.09%
Holdings2,210509
YTD Return+9.39%+13.11%
1Y Return+22.23%+22.88%
3Y Return (annualized)+16.70%+21.08%
5Y Return (annualized)+6.50%+13.26%
Volatility (annualized)17.2%14.1%
Max Drawdown-43.1%-34.3%
Fund FamilyCharles Schwab Asset ManagementVanguard (US)
CategoryEquityEquity
InceptionJan 14, 2010Sep 7, 2010

SCHE vs VOO Performance

Schwab Emerging Markets Equity ETF (SCHE) is a ETF from Charles Schwab Asset Management and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year SCHE returned +22.23% while VOO returned +22.88%. Year to date, SCHE is up 9.39% versus a gain of 13.11% for VOO.

Over three years, SCHE compounded at +16.70% per year against +21.08% for VOO; over five years the annualized figures are +6.50% and +13.26% respectively. Across the full 16-year window we track, VOO has the edge at +13.54% annualized vs +3.20%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

SCHE has been the more volatile fund, with annualized monthly volatility of 17.2% compared with 14.1% for VOO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -43.1% for SCHE and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.68. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

SCHE charges 0.06% per year while VOO charges 0.03%. On a $10,000 position that is $6 vs $3 annually, a gap of $3 per year that compounds over a long holding period. On income, SCHE currently yields 2.66% against 1.09% for VOO.

Holdings Overlap

0.0%overlap

SCHE and VOO share 1 holdings out of 1913 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in SCHEWeight in VOODifference
HAL0.08%0.04%0.04%

Frequently Asked Questions

Which is cheaper, SCHE or VOO?

SCHE has an expense ratio of 0.06% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $3 per year of difference.

Which performed better, SCHE or VOO?

Over the past year SCHE returned +22.23% vs +22.88% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (16 years), SCHE annualized +3.20% vs +13.54% for VOO. Past performance does not guarantee future results.

Which is riskier, SCHE or VOO?

SCHE has been the more volatile fund at 17.2% annualized versus 14.1% for VOO. Worst drawdown: SCHE -43.1% vs VOO -34.3%.

Should I hold both SCHE and VOO?

SCHE and VOO have a monthly-return correlation of 0.68, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between SCHE and VOO?

SCHE and VOO share 1 common holdings with a 0.0% weight overlap. Combined, they hold 1913 unique securities.

Which pays a higher dividend, SCHE or VOO?

SCHE yields 2.66% while VOO yields 1.09%, so SCHE currently pays the higher dividend yield.

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