RSSB vs SPY
RSSB vs SPY
Return Stacked Global Stocks & Bonds ETF vs State Street SPDR S&P 500 ETF Trust
Quick Verdict
SPY has a lower expense ratio. SPY delivered stronger 1-year returns. SPY offers more diversification with 503 holdings.
Side-by-Side Comparison
| Metric | RSSB | SPY | Winner |
|---|---|---|---|
| Expense Ratio | 0.39% | 0.09% | |
| AUM | $508M | $789.1B | |
| Dividend Yield | 2.33% | 1.01% | |
| Holdings | 9 | 505 | |
| YTD Return | +9.46% | +13.10% | |
| 1Y Return | +16.44% | +22.80% | |
| 3Y Return (annualized) | - | +20.98% | |
| 5Y Return (annualized) | - | +13.20% | |
| Volatility (annualized) | 13.8% | 15.3% | |
| Max Drawdown | -16.2% | -56.5% | |
| Fund Family | Return Stacked ETF | State Street Investment Management | |
| Category | Allocation/Balanced | Equity | |
| Inception | Feb 7, 2023 | Jan 22, 1993 |
RSSB vs SPY Performance
Return Stacked Global Stocks & Bonds ETF (RSSB) is a ETF from Return Stacked ETF and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Over the past year RSSB returned +16.44% while SPY returned +22.80%. Year to date, RSSB is up 9.46% versus a gain of 13.10% for SPY.
Risk: Volatility and Drawdowns
SPY has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 13.8% for RSSB. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -16.2% for RSSB and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.86. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
RSSB charges 0.39% per year while SPY charges 0.09%. On a $10,000 position that is $39 vs $9 annually, a gap of $30 per year that compounds over a long holding period. On income, RSSB currently yields 2.33% against 1.01% for SPY.
Holdings Overlap
RSSB and SPY share 0 holdings out of 506 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, RSSB or SPY?
RSSB has an expense ratio of 0.39% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $30 per year of difference.
Which performed better, RSSB or SPY?
Over the past year RSSB returned +16.44% vs +22.80% for SPY, so SPY leads on 1-year performance. Over the longest common window we track (3 years), RSSB annualized +17.70% vs +8.83% for SPY. Past performance does not guarantee future results.
Which is riskier, RSSB or SPY?
SPY has been the more volatile fund at 15.3% annualized versus 13.8% for RSSB. Worst drawdown: RSSB -16.2% vs SPY -56.5%.
Should I hold both RSSB and SPY?
RSSB and SPY have a monthly-return correlation of 0.86, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between RSSB and SPY?
RSSB and SPY share 0 common holdings with a 0.0% weight overlap. Combined, they hold 506 unique securities.
Which pays a higher dividend, RSSB or SPY?
RSSB yields 2.33% while SPY yields 1.01%, so RSSB currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.