QQQ vs UYLD

Quick Verdict

QQQ has a lower expense ratio. QQQ delivered stronger 1-year returns. UYLD offers more diversification with 168 holdings.

Lower Fees: QQQHigher Returns: QQQMore Diversified: UYLD

Side-by-Side Comparison

MetricQQQUYLDWinner
Expense Ratio0.18%0.34%
AUM$455.8B$1.6B
Dividend Yield0.41%5.42%
Holdings108921
YTD Return+12.48%+1.92%
1Y Return+22.35%+4.24%
3Y Return (annualized)+22.30%+5.75%
5Y Return (annualized)+14.24%-
Volatility (annualized)30.6%0.6%
Max Drawdown-83.0%-0.5%
Fund FamilyInvesco (US)Angel Oak Capital Advisors
CategoryEquityFixed Income
InceptionMar 10, 1999Oct 24, 2022

QQQ vs UYLD Performance

Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US) and Angel Oak UltraShort Income ETF (UYLD) is a ETF from Angel Oak Capital Advisors. Over the past year QQQ returned +22.35% while UYLD returned +4.24%. Year to date, QQQ is up 12.48% versus a gain of 1.92% for UYLD.

Over three years, QQQ compounded at +22.30% per year against +5.75% for UYLD. Across the full 4-year window we track, QQQ has the edge at +12.91% annualized vs +5.84%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

QQQ has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 0.6% for UYLD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -83.0% for QQQ and -0.5% for UYLD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.34. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

QQQ charges 0.18% per year while UYLD charges 0.34%. On a $10,000 position that is $18 vs $34 annually, a gap of $16 per year that compounds over a long holding period. On income, QQQ currently yields 0.41% against 5.42% for UYLD.

Holdings Overlap

0.0%overlap

QQQ and UYLD share 0 holdings out of 271 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, QQQ or UYLD?

QQQ has an expense ratio of 0.18% while UYLD charges 0.34%. QQQ is the cheaper option. On a $10,000 investment, that is $16 per year of difference.

Which performed better, QQQ or UYLD?

Over the past year QQQ returned +22.35% vs +4.24% for UYLD, so QQQ leads on 1-year performance. Over the longest common window we track (4 years), QQQ annualized +12.91% vs +5.84% for UYLD. Past performance does not guarantee future results.

Which is riskier, QQQ or UYLD?

QQQ has been the more volatile fund at 30.6% annualized versus 0.6% for UYLD. Worst drawdown: QQQ -83.0% vs UYLD -0.5%.

Should I hold both QQQ and UYLD?

QQQ and UYLD have a monthly-return correlation of 0.34, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between QQQ and UYLD?

QQQ and UYLD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 271 unique securities.

Which pays a higher dividend, QQQ or UYLD?

QQQ yields 0.41% while UYLD yields 5.42%, so UYLD currently pays the higher dividend yield.

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