QQQ vs TXXI

Quick Verdict

QQQ has a lower expense ratio. QQQ delivered stronger 1-year returns. QQQ offers more diversification with 103 holdings.

Lower Fees: QQQHigher Returns: QQQMore Diversified: QQQ

Side-by-Side Comparison

MetricQQQTXXIWinner
Expense Ratio0.18%0.35%
AUM$455.8B$35M
Dividend Yield0.41%3.48%
Holdings108149
YTD Return+18.20%+0.78%
1Y Return+27.63%+4.96%
3Y Return (annualized)+25.54%-
5Y Return (annualized)+15.12%-
Volatility (annualized)30.6%3.4%
Max Drawdown-83.0%-3.1%
Fund FamilyInvesco (US)BondBloxx
CategoryEquityTax Preferred
InceptionMar 10, 1999Mar 13, 2025

QQQ vs TXXI Performance

Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US) and BondBloxx IR+M Tax-Aware Intermediate Duration ETF (TXXI) is a ETF from BondBloxx. Over the past year QQQ returned +27.63% while TXXI returned +4.96%. Year to date, QQQ is up 18.20% versus a gain of 0.78% for TXXI.

Risk: Volatility and Drawdowns

QQQ has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 3.4% for TXXI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -83.0% for QQQ and -3.1% for TXXI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.48. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

QQQ charges 0.18% per year while TXXI charges 0.35%. On a $10,000 position that is $18 vs $35 annually, a gap of $17 per year that compounds over a long holding period. On income, QQQ currently yields 0.41% against 3.48% for TXXI.

Holdings Overlap

0.0%overlap

QQQ and TXXI share 0 holdings out of 189 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, QQQ or TXXI?

QQQ has an expense ratio of 0.18% while TXXI charges 0.35%. QQQ is the cheaper option. On a $10,000 investment, that is $17 per year of difference.

Which performed better, QQQ or TXXI?

Over the past year QQQ returned +27.63% vs +4.96% for TXXI, so QQQ leads on 1-year performance. Over the longest common window we track (1 years), QQQ annualized +13.11% vs +3.66% for TXXI. Past performance does not guarantee future results.

Which is riskier, QQQ or TXXI?

QQQ has been the more volatile fund at 30.6% annualized versus 3.4% for TXXI. Worst drawdown: QQQ -83.0% vs TXXI -3.1%.

Should I hold both QQQ and TXXI?

QQQ and TXXI have a monthly-return correlation of 0.48, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between QQQ and TXXI?

QQQ and TXXI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 189 unique securities.

Which pays a higher dividend, QQQ or TXXI?

QQQ yields 0.41% while TXXI yields 3.48%, so TXXI currently pays the higher dividend yield.

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