QQQ vs TOPT

Quick Verdict

QQQ has a lower expense ratio. QQQ delivered stronger 1-year returns. QQQ offers more diversification with 103 holdings.

Lower Fees: QQQHigher Returns: QQQMore Diversified: QQQ

Side-by-Side Comparison

MetricQQQTOPTWinner
Expense Ratio0.18%0.20%
AUM$455.8B$658M
Dividend Yield0.41%0.38%
Holdings10825
YTD Return+16.83%+9.26%
1Y Return+26.58%+19.52%
3Y Return (annualized)+24.70%-
5Y Return (annualized)+14.88%-
Volatility (annualized)30.6%15.8%
Max Drawdown-83.0%-21.2%
Fund FamilyInvesco (US)iShares by BlackRock (US)
CategoryEquityEquity
InceptionMar 10, 1999Oct 23, 2024

QQQ vs TOPT Performance

Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US) and iShares Top 20 US Stocks ETF (TOPT) is a ETF from iShares by BlackRock (US). Over the past year QQQ returned +26.58% while TOPT returned +19.52%. Year to date, QQQ is up 16.83% versus a gain of 9.26% for TOPT.

Risk: Volatility and Drawdowns

QQQ has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 15.8% for TOPT. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -83.0% for QQQ and -21.2% for TOPT. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.93. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

QQQ charges 0.18% per year while TOPT charges 0.20%. On a $10,000 position that is $18 vs $20 annually, a gap of $2 per year that compounds over a long holding period. On income, QQQ currently yields 0.41% against 0.38% for TOPT.

Holdings Overlap

55.8%overlap

QQQ and TOPT share 15 holdings out of 110 unique holdings combined, representing a 55.8% weight overlap.

High overlap means holding both may not provide much additional diversification.

Top Shared Holdings

StockWeight in QQQWeight in TOPTDifference
NVDA7.88%15.06%7.18%
AAPL7.46%14.60%7.14%
GOOGL3.29%6.83%3.54%
MSFTProProPro
MUProProPro
AMZNProProPro
GOOGProProPro
TSLAProProPro
METAProProPro
AMDProProPro
See all 10 holdings QQQ shares with TOPT
Exact weights in each fund and the difference, for every overlapping position.
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Frequently Asked Questions

Which is cheaper, QQQ or TOPT?

QQQ has an expense ratio of 0.18% while TOPT charges 0.20%. QQQ is the cheaper option. On a $10,000 investment, that is $2 per year of difference.

Which performed better, QQQ or TOPT?

Over the past year QQQ returned +26.58% vs +19.52% for TOPT, so QQQ leads on 1-year performance. Over the longest common window we track (2 years), QQQ annualized +13.06% vs +19.56% for TOPT. Past performance does not guarantee future results.

Which is riskier, QQQ or TOPT?

QQQ has been the more volatile fund at 30.6% annualized versus 15.8% for TOPT. Worst drawdown: QQQ -83.0% vs TOPT -21.2%.

Should I hold both QQQ and TOPT?

QQQ and TOPT have a monthly-return correlation of 0.93, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between QQQ and TOPT?

QQQ and TOPT share 15 common holdings with a 55.8% weight overlap. Combined, they hold 110 unique securities.

Which pays a higher dividend, QQQ or TOPT?

QQQ yields 0.41% while TOPT yields 0.38%, so QQQ currently pays the higher dividend yield.

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