QQQ vs SIHY

Quick Verdict

QQQ has a lower expense ratio. QQQ delivered stronger 1-year returns. SIHY offers more diversification with 216 holdings.

Lower Fees: QQQHigher Returns: QQQMore Diversified: SIHY

Side-by-Side Comparison

MetricQQQSIHYWinner
Expense Ratio0.18%0.48%
AUM$455.8B$149M
Dividend Yield0.41%7.22%
Holdings108247
YTD Return+18.34%+1.86%
1Y Return+28.94%+5.68%
3Y Return (annualized)+25.28%+8.73%
5Y Return (annualized)+15.22%+4.71%
Volatility (annualized)30.6%7.3%
Max Drawdown-83.0%-13.3%
Fund FamilyInvesco (US)Harbor Funds
CategoryEquityFixed Income
InceptionMar 10, 1999Sep 14, 2021

QQQ vs SIHY Performance

Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US) and Harbor Ares Systematic High Yield ETF (SIHY) is a ETF from Harbor Funds. Over the past year QQQ returned +28.94% while SIHY returned +5.68%. Year to date, QQQ is up 18.34% versus a gain of 1.86% for SIHY.

Over three years, QQQ compounded at +25.28% per year against +8.73% for SIHY; over five years the annualized figures are +15.22% and +4.71% respectively. Across the full 5-year window we track, QQQ has the edge at +13.12% annualized vs +4.71%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

QQQ has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 7.3% for SIHY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -83.0% for QQQ and -13.3% for SIHY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.71. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

QQQ charges 0.18% per year while SIHY charges 0.48%. On a $10,000 position that is $18 vs $48 annually, a gap of $30 per year that compounds over a long holding period. On income, QQQ currently yields 0.41% against 7.22% for SIHY.

Holdings Overlap

0.0%overlap

QQQ and SIHY share 0 holdings out of 319 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, QQQ or SIHY?

QQQ has an expense ratio of 0.18% while SIHY charges 0.48%. QQQ is the cheaper option. On a $10,000 investment, that is $30 per year of difference.

Which performed better, QQQ or SIHY?

Over the past year QQQ returned +28.94% vs +5.68% for SIHY, so QQQ leads on 1-year performance. Over the longest common window we track (5 years), QQQ annualized +13.12% vs +4.71% for SIHY. Past performance does not guarantee future results.

Which is riskier, QQQ or SIHY?

QQQ has been the more volatile fund at 30.6% annualized versus 7.3% for SIHY. Worst drawdown: QQQ -83.0% vs SIHY -13.3%.

Should I hold both QQQ and SIHY?

QQQ and SIHY have a monthly-return correlation of 0.71, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between QQQ and SIHY?

QQQ and SIHY share 0 common holdings with a 0.0% weight overlap. Combined, they hold 319 unique securities.

Which pays a higher dividend, QQQ or SIHY?

QQQ yields 0.41% while SIHY yields 7.22%, so SIHY currently pays the higher dividend yield.

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