QQQ vs RULE
QQQ vs RULE
Invesco QQQ Trust, Series 1 vs Adaptive Core ETF
Quick Verdict
QQQ has a lower expense ratio. RULE delivered stronger 1-year returns. QQQ offers more diversification with 103 holdings.
Side-by-Side Comparison
| Metric | QQQ | RULE | Winner |
|---|---|---|---|
| Expense Ratio | 0.18% | 1.84% | |
| AUM | $455.8B | $15M | |
| Dividend Yield | 0.41% | 0.00% | |
| Holdings | 108 | 36 | |
| YTD Return | +18.20% | +29.42% | |
| 1Y Return | +27.63% | +34.62% | |
| 3Y Return (annualized) | +25.54% | +15.65% | |
| 5Y Return (annualized) | +15.12% | - | |
| Volatility (annualized) | 30.6% | 17.9% | |
| Max Drawdown | -83.0% | -30.5% | |
| Fund Family | Invesco (US) | Mohr Funds | |
| Category | Equity | Allocation/Balanced | |
| Inception | Mar 10, 1999 | Nov 2, 2021 |
QQQ vs RULE Performance
Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US) and Adaptive Core ETF (RULE) is a ETF from Mohr Funds. Over the past year QQQ returned +27.63% while RULE returned +34.62%. Year to date, QQQ is up 18.20% versus a gain of 29.42% for RULE.
Over three years, QQQ compounded at +25.54% per year against +15.65% for RULE. Across the full 5-year window we track, QQQ has the edge at +13.11% annualized vs +4.36%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
QQQ has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 17.9% for RULE. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -83.0% for QQQ and -30.5% for RULE. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.67. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
QQQ charges 0.18% per year while RULE charges 1.84%. On a $10,000 position that is $18 vs $184 annually, a gap of $166 per year that compounds over a long holding period. On income, QQQ currently yields 0.41% against 0.00% for RULE.
Holdings Overlap
QQQ and RULE share 12 holdings out of 126 unique holdings combined, representing a 20.4% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in QQQ | Weight in RULE | Difference |
|---|---|---|---|
| MU | 4.67% | 6.58% | 1.91% |
| NVDA | 7.88% | 2.41% | 5.47% |
| GOOGL | 3.29% | 3.17% | 0.12% |
| AMD | Pro | Pro | Pro |
| LRCX | Pro | Pro | Pro |
| STX | Pro | Pro | Pro |
| KLAC | Pro | Pro | Pro |
| CSCO | Pro | Pro | Pro |
| ADI | Pro | Pro | Pro |
| TXN | Pro | Pro | Pro |
See all 10 holdings QQQ shares with RULE Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, QQQ or RULE?
QQQ has an expense ratio of 0.18% while RULE charges 1.84%. QQQ is the cheaper option. On a $10,000 investment, that is $166 per year of difference.
Which performed better, QQQ or RULE?
Over the past year QQQ returned +27.63% vs +34.62% for RULE, so RULE leads on 1-year performance. Over the longest common window we track (5 years), QQQ annualized +13.11% vs +4.36% for RULE. Past performance does not guarantee future results.
Which is riskier, QQQ or RULE?
QQQ has been the more volatile fund at 30.6% annualized versus 17.9% for RULE. Worst drawdown: QQQ -83.0% vs RULE -30.5%.
Should I hold both QQQ and RULE?
QQQ and RULE have a monthly-return correlation of 0.67, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between QQQ and RULE?
QQQ and RULE share 12 common holdings with a 20.4% weight overlap. Combined, they hold 126 unique securities.
Which pays a higher dividend, QQQ or RULE?
QQQ yields 0.41% while RULE yields 0.00%, so QQQ currently pays the higher dividend yield.
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