PMIO vs VOO

Quick Verdict

VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 505 holdings.

Lower Fees: VOOHigher Returns: VOOMore Diversified: VOO

Side-by-Side Comparison

MetricPMIOVOOWinner
Expense Ratio0.25%0.03%
AUM$50M$979.0B
Dividend Yield4.56%1.09%
Holdings78509
YTD Return+1.02%+13.11%
1Y Return+5.06%+22.88%
3Y Return (annualized)-+21.08%
5Y Return (annualized)-+13.26%
Volatility (annualized)3.5%14.1%
Max Drawdown-3.4%-34.3%
Fund FamilyPGIM InvestmentsVanguard (US)
CategoryTax PreferredEquity
InceptionJun 14, 2024Sep 7, 2010

PMIO vs VOO Performance

PGIM Municipal Income Opportunities ETF (PMIO) is a ETF from PGIM Investments and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year PMIO returned +5.06% while VOO returned +22.88%. Year to date, PMIO is up 1.02% versus a gain of 13.11% for VOO.

Risk: Volatility and Drawdowns

VOO has been the more volatile fund, with annualized monthly volatility of 14.1% compared with 3.5% for PMIO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -3.4% for PMIO and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.59. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

PMIO charges 0.25% per year while VOO charges 0.03%. On a $10,000 position that is $25 vs $3 annually, a gap of $22 per year that compounds over a long holding period. On income, PMIO currently yields 4.56% against 1.09% for VOO.

Holdings Overlap

0.0%overlap

PMIO and VOO share 0 holdings out of 525 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, PMIO or VOO?

PMIO has an expense ratio of 0.25% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $22 per year of difference.

Which performed better, PMIO or VOO?

Over the past year PMIO returned +5.06% vs +22.88% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (2 years), PMIO annualized +4.19% vs +13.54% for VOO. Past performance does not guarantee future results.

Which is riskier, PMIO or VOO?

VOO has been the more volatile fund at 14.1% annualized versus 3.5% for PMIO. Worst drawdown: PMIO -3.4% vs VOO -34.3%.

Should I hold both PMIO and VOO?

PMIO and VOO have a monthly-return correlation of 0.59, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between PMIO and VOO?

PMIO and VOO share 0 common holdings with a 0.0% weight overlap. Combined, they hold 525 unique securities.

Which pays a higher dividend, PMIO or VOO?

PMIO yields 4.56% while VOO yields 1.09%, so PMIO currently pays the higher dividend yield.

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