OVB vs VOO

Quick Verdict

VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 505 holdings.

Lower Fees: VOOHigher Returns: VOOMore Diversified: VOO

Side-by-Side Comparison

MetricOVBVOOWinner
Expense Ratio0.79%0.03%
AUM$47M$979.0B
Dividend Yield7.50%1.09%
Holdings10509
YTD Return-2.25%+11.51%
1Y Return-0.43%+21.46%
3Y Return (annualized)+3.93%+20.86%
5Y Return (annualized)-1.05%+13.01%
Volatility (annualized)7.4%14.1%
Max Drawdown-21.7%-34.3%
Fund FamilyOverlay SharesVanguard (US)
CategoryFixed IncomeEquity
InceptionSep 30, 2019Sep 7, 2010

OVB vs VOO Performance

Overlay Shares Core Bond ETF (OVB) is a ETF from Overlay Shares and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year OVB returned -0.43% while VOO returned +21.46%. Year to date, OVB is down 2.25% versus a gain of 11.51% for VOO.

Over three years, OVB compounded at +3.93% per year against +20.86% for VOO; over five years the annualized figures are -1.05% and +13.01% respectively. Across the full 7-year window we track, VOO has the edge at +13.44% annualized vs +0.89%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VOO has been the more volatile fund, with annualized monthly volatility of 14.1% compared with 7.4% for OVB. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -21.7% for OVB and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.65. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

OVB charges 0.79% per year while VOO charges 0.03%. On a $10,000 position that is $79 vs $3 annually, a gap of $76 per year that compounds over a long holding period. On income, OVB currently yields 7.50% against 1.09% for VOO.

Holdings Overlap

0.0%overlap

OVB and VOO share 0 holdings out of 507 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, OVB or VOO?

OVB has an expense ratio of 0.79% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $76 per year of difference.

Which performed better, OVB or VOO?

Over the past year OVB returned -0.43% vs +21.46% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (7 years), OVB annualized +0.89% vs +13.44% for VOO. Past performance does not guarantee future results.

Which is riskier, OVB or VOO?

VOO has been the more volatile fund at 14.1% annualized versus 7.4% for OVB. Worst drawdown: OVB -21.7% vs VOO -34.3%.

Should I hold both OVB and VOO?

OVB and VOO have a monthly-return correlation of 0.65, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between OVB and VOO?

OVB and VOO share 0 common holdings with a 0.0% weight overlap. Combined, they hold 507 unique securities.

Which pays a higher dividend, OVB or VOO?

OVB yields 7.50% while VOO yields 1.09%, so OVB currently pays the higher dividend yield.

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