ONEY vs QQQ

Quick Verdict

QQQ has a lower expense ratio. QQQ delivered stronger 1-year returns. ONEY offers more diversification with 298 holdings.

Lower Fees: QQQHigher Returns: QQQMore Diversified: ONEY

Side-by-Side Comparison

MetricONEYQQQWinner
Expense Ratio0.20%0.18%
AUM$670M$455.8B
Dividend Yield2.87%0.41%
Holdings300108
YTD Return+17.83%+17.27%
1Y Return+24.54%+28.64%
3Y Return (annualized)+13.64%+24.88%
5Y Return (annualized)+10.28%+14.86%
Volatility (annualized)18.9%30.6%
Max Drawdown-47.5%-83.0%
Fund FamilyState Street Investment ManagementInvesco (US)
CategoryEquityEquity
InceptionDec 2, 2015Mar 10, 1999

ONEY vs QQQ Performance

State Street SPDR Russell 1000 Yield Focus ETF (ONEY) is a ETF from State Street Investment Management and Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US). Over the past year ONEY returned +24.54% while QQQ returned +28.64%. Year to date, ONEY is up 17.83% versus a gain of 17.27% for QQQ.

Over three years, ONEY compounded at +13.64% per year against +24.88% for QQQ; over five years the annualized figures are +10.28% and +14.86% respectively. Across the full 11-year window we track, QQQ has the edge at +13.08% annualized vs +9.46%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

QQQ has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 18.9% for ONEY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -47.5% for ONEY and -83.0% for QQQ. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.61. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

ONEY charges 0.20% per year while QQQ charges 0.18%. On a $10,000 position that is $20 vs $18 annually, a gap of $2 per year that compounds over a long holding period. On income, ONEY currently yields 2.87% against 0.41% for QQQ.

Holdings Overlap

1.3%overlap

ONEY and QQQ share 6 holdings out of 395 unique holdings combined, representing a 1.3% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in ONEYWeight in QQQDifference
CMCSA2.11%0.38%1.73%
PAYX0.70%0.18%0.52%
EXC0.63%0.21%0.42%
FANGProProPro
KDPProProPro
KHCProProPro
See all 6 holdings ONEY shares with QQQ
Exact weights in each fund and the difference, for every overlapping position.
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Frequently Asked Questions

Which is cheaper, ONEY or QQQ?

ONEY has an expense ratio of 0.20% while QQQ charges 0.18%. QQQ is the cheaper option. On a $10,000 investment, that is $2 per year of difference.

Which performed better, ONEY or QQQ?

Over the past year ONEY returned +24.54% vs +28.64% for QQQ, so QQQ leads on 1-year performance. Over the longest common window we track (11 years), ONEY annualized +9.46% vs +13.08% for QQQ. Past performance does not guarantee future results.

Which is riskier, ONEY or QQQ?

QQQ has been the more volatile fund at 30.6% annualized versus 18.9% for ONEY. Worst drawdown: ONEY -47.5% vs QQQ -83.0%.

Should I hold both ONEY and QQQ?

ONEY and QQQ have a monthly-return correlation of 0.61, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between ONEY and QQQ?

ONEY and QQQ share 6 common holdings with a 1.3% weight overlap. Combined, they hold 395 unique securities.

Which pays a higher dividend, ONEY or QQQ?

ONEY yields 2.87% while QQQ yields 0.41%, so ONEY currently pays the higher dividend yield.

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