OGSP vs VYM

Quick Verdict

VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 558 holdings.

Lower Fees: VYMHigher Returns: VYMMore Diversified: VYM

Side-by-Side Comparison

MetricOGSPVYMWinner
Expense Ratio0.64%0.04%
AUM$29M$79.0B
Dividend Yield6.32%2.86%
Holdings106568
YTD Return+2.52%+13.24%
1Y Return+5.30%+23.76%
3Y Return (annualized)-+16.97%
5Y Return (annualized)-+12.26%
Volatility (annualized)0.9%14.6%
Max Drawdown-0.8%-58.8%
Fund FamilyObra Fund ManagementVanguard (US)
CategoryEquityEquity
InceptionApr 9, 2024Nov 10, 2006

OGSP vs VYM Performance

Obra High Grade Structured Products ETF (OGSP) is a ETF from Obra Fund Management and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year OGSP returned +5.30% while VYM returned +23.76%. Year to date, OGSP is up 2.52% versus a gain of 13.24% for VYM.

Risk: Volatility and Drawdowns

VYM has been the more volatile fund, with annualized monthly volatility of 14.6% compared with 0.9% for OGSP. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -0.8% for OGSP and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.49. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

OGSP charges 0.64% per year while VYM charges 0.04%. On a $10,000 position that is $64 vs $4 annually, a gap of $60 per year that compounds over a long holding period. On income, OGSP currently yields 6.32% against 2.86% for VYM.

Holdings Overlap

0.0%overlap

OGSP and VYM share 0 holdings out of 562 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, OGSP or VYM?

OGSP has an expense ratio of 0.64% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $60 per year of difference.

Which performed better, OGSP or VYM?

Over the past year OGSP returned +5.30% vs +23.76% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (2 years), OGSP annualized +5.75% vs +6.96% for VYM. Past performance does not guarantee future results.

Which is riskier, OGSP or VYM?

VYM has been the more volatile fund at 14.6% annualized versus 0.9% for OGSP. Worst drawdown: OGSP -0.8% vs VYM -58.8%.

Should I hold both OGSP and VYM?

OGSP and VYM have a monthly-return correlation of 0.49, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between OGSP and VYM?

OGSP and VYM share 0 common holdings with a 0.0% weight overlap. Combined, they hold 562 unique securities.

Which pays a higher dividend, OGSP or VYM?

OGSP yields 6.32% while VYM yields 2.86%, so OGSP currently pays the higher dividend yield.

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