NISM vs QQQ

Quick Verdict

QQQ has a lower expense ratio. QQQ offers more diversification with 103 holdings.

Lower Fees: QQQHigher Returns: TiedMore Diversified: QQQ

Side-by-Side Comparison

MetricNISMQQQWinner
Expense Ratio0.70%0.18%
AUM-$455.8B
Dividend Yield0.25%0.41%
Holdings88108
YTD Return+1.99%+17.27%
1Y Return-+28.64%
3Y Return (annualized)-+24.88%
5Y Return (annualized)-+14.86%
Volatility (annualized)-30.6%
Max Drawdown-4.3%-83.0%
Fund FamilyNew York Life Investment Management LLCInvesco (US)
CategoryEquityEquity
InceptionMay 13, 2026Mar 10, 1999

NISM vs QQQ Performance

NYLI International Small-Mid Cap Equity ETF (NISM) is a ETF from New York Life Investment Management LLC and Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US). Year to date, NISM is up 1.99% versus a gain of 17.27% for QQQ.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -4.3% for NISM and -83.0% for QQQ. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

NISM charges 0.70% per year while QQQ charges 0.18%. On a $10,000 position that is $70 vs $18 annually, a gap of $52 per year that compounds over a long holding period. On income, NISM currently yields 0.25% against 0.41% for QQQ.

Holdings Overlap

0.0%overlap

NISM and QQQ share 0 holdings out of 191 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, NISM or QQQ?

NISM has an expense ratio of 0.70% while QQQ charges 0.18%. QQQ is the cheaper option. On a $10,000 investment, that is $52 per year of difference.

What is the holdings overlap between NISM and QQQ?

NISM and QQQ share 0 common holdings with a 0.0% weight overlap. Combined, they hold 191 unique securities.

Which pays a higher dividend, NISM or QQQ?

NISM yields 0.25% while QQQ yields 0.41%, so QQQ currently pays the higher dividend yield.

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