MMT vs QQQ

Quick Verdict

QQQ has a lower expense ratio. QQQ delivered stronger 1-year returns. MMT offers more diversification with 547 holdings.

Lower Fees: QQQHigher Returns: QQQMore Diversified: MMT

Side-by-Side Comparison

MetricMMTQQQWinner
Expense Ratio1.17%0.18%
AUM$266M$455.8B
Dividend Yield8.21%0.41%
Holdings920108
YTD Return-2.09%+12.48%
1Y Return+1.48%+22.35%
3Y Return (annualized)+7.20%+22.30%
5Y Return (annualized)+1.36%+14.24%
Volatility (annualized)10.8%30.6%
Max Drawdown-47.7%-83.0%
Fund FamilyMFS Investment ManagementInvesco (US)
CategoryFixed IncomeEquity
InceptionMar 12, 1987Mar 10, 1999

MMT vs QQQ Performance

MFS Multimarket Income Trust (MMT) is a ETF from MFS Investment Management and Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US). Over the past year MMT returned +1.48% while QQQ returned +22.35%. Year to date, MMT is down 2.09% versus a gain of 12.48% for QQQ.

Over three years, MMT compounded at +7.20% per year against +22.30% for QQQ; over five years the annualized figures are +1.36% and +14.24% respectively. Across the full 27-year window we track, QQQ has the edge at +12.91% annualized vs +0.23%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

QQQ has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 10.8% for MMT. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -47.7% for MMT and -83.0% for QQQ. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.26. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

MMT charges 1.17% per year while QQQ charges 0.18%. On a $10,000 position that is $117 vs $18 annually, a gap of $99 per year that compounds over a long holding period. On income, MMT currently yields 8.21% against 0.41% for QQQ.

Holdings Overlap

0.0%overlap

MMT and QQQ share 0 holdings out of 650 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, MMT or QQQ?

MMT has an expense ratio of 1.17% while QQQ charges 0.18%. QQQ is the cheaper option. On a $10,000 investment, that is $99 per year of difference.

Which performed better, MMT or QQQ?

Over the past year MMT returned +1.48% vs +22.35% for QQQ, so QQQ leads on 1-year performance. Over the longest common window we track (27 years), MMT annualized +0.23% vs +12.91% for QQQ. Past performance does not guarantee future results.

Which is riskier, MMT or QQQ?

QQQ has been the more volatile fund at 30.6% annualized versus 10.8% for MMT. Worst drawdown: MMT -47.7% vs QQQ -83.0%.

Should I hold both MMT and QQQ?

MMT and QQQ have a monthly-return correlation of 0.26, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between MMT and QQQ?

MMT and QQQ share 0 common holdings with a 0.0% weight overlap. Combined, they hold 650 unique securities.

Which pays a higher dividend, MMT or QQQ?

MMT yields 8.21% while QQQ yields 0.41%, so MMT currently pays the higher dividend yield.

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