MGOV vs VYM

Quick Verdict

VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 558 holdings.

Lower Fees: VYMHigher Returns: VYMMore Diversified: VYM

Side-by-Side Comparison

MetricMGOVVYMWinner
Expense Ratio0.50%0.04%
AUM$101M$79.0B
Dividend Yield4.95%2.86%
Holdings186568
YTD Return+0.07%+15.57%
1Y Return+2.75%+25.99%
3Y Return (annualized)+4.50%+18.02%
5Y Return (annualized)-+12.71%
Volatility (annualized)6.4%14.6%
Max Drawdown-6.1%-58.8%
Fund FamilyFirst Trust Portfolios (US)Vanguard (US)
CategoryFixed IncomeEquity
InceptionAug 2, 2023Nov 10, 2006

MGOV vs VYM Performance

First Trust Intermediate Government Opportunities ETF (MGOV) is a ETF from First Trust Portfolios (US) and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year MGOV returned +2.75% while VYM returned +25.99%. Year to date, MGOV is up 0.07% versus a gain of 15.57% for VYM.

Over three years, MGOV compounded at +4.50% per year against +18.02% for VYM. Across the full 3-year window we track, VYM has the edge at +7.07% annualized vs +4.67%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VYM has been the more volatile fund, with annualized monthly volatility of 14.6% compared with 6.4% for MGOV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -6.1% for MGOV and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.64. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

MGOV charges 0.50% per year while VYM charges 0.04%. On a $10,000 position that is $50 vs $4 annually, a gap of $46 per year that compounds over a long holding period. On income, MGOV currently yields 4.95% against 2.86% for VYM.

Holdings Overlap

0.0%overlap

MGOV and VYM share 0 holdings out of 627 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, MGOV or VYM?

MGOV has an expense ratio of 0.50% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $46 per year of difference.

Which performed better, MGOV or VYM?

Over the past year MGOV returned +2.75% vs +25.99% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (3 years), MGOV annualized +4.67% vs +7.07% for VYM. Past performance does not guarantee future results.

Which is riskier, MGOV or VYM?

VYM has been the more volatile fund at 14.6% annualized versus 6.4% for MGOV. Worst drawdown: MGOV -6.1% vs VYM -58.8%.

Should I hold both MGOV and VYM?

MGOV and VYM have a monthly-return correlation of 0.64, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between MGOV and VYM?

MGOV and VYM share 0 common holdings with a 0.0% weight overlap. Combined, they hold 627 unique securities.

Which pays a higher dividend, MGOV or VYM?

MGOV yields 4.95% while VYM yields 2.86%, so MGOV currently pays the higher dividend yield.

Get Full ETF Analytics

Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.

See inside every ETF you own
$29/moCancel anytime.
Try FundXLS →