JUST vs VXUS

Quick Verdict

VXUS has a lower expense ratio. VXUS delivered stronger 1-year returns. VXUS offers more diversification with 7860 holdings.

Lower Fees: VXUSHigher Returns: VXUSMore Diversified: VXUS

Side-by-Side Comparison

MetricJUSTVXUSWinner
Expense Ratio0.20%0.05%
AUM$550M$156.5B
Dividend Yield0.96%2.60%
Holdings4678,747
YTD Return+13.41%+11.69%
1Y Return+23.32%+26.65%
3Y Return (annualized)+20.88%+18.15%
5Y Return (annualized)+12.51%+8.66%
Volatility (annualized)16.8%15.0%
Max Drawdown-33.8%-39.9%
Fund FamilyGoldman Sachs Asset ManagementVanguard (US)
CategoryEquityEquity
InceptionJun 7, 2018Jan 26, 2011

JUST vs VXUS Performance

Goldman Sachs JUST US Large Cap Equity ETF (JUST) is a ETF from Goldman Sachs Asset Management and Vanguard Total International Stock ETF (VXUS) is a ETF from Vanguard (US). Over the past year JUST returned +23.32% while VXUS returned +26.65%. Year to date, JUST is up 13.41% versus a gain of 11.69% for VXUS.

Over three years, JUST compounded at +20.88% per year against +18.15% for VXUS; over five years the annualized figures are +12.51% and +8.66% respectively. Across the full 8-year window we track, JUST has the edge at +13.95% annualized vs +4.69%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

JUST has been the more volatile fund, with annualized monthly volatility of 16.8% compared with 15.0% for VXUS. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -33.8% for JUST and -39.9% for VXUS. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.85. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

JUST charges 0.20% per year while VXUS charges 0.05%. On a $10,000 position that is $20 vs $5 annually, a gap of $15 per year that compounds over a long holding period. On income, JUST currently yields 0.96% against 2.60% for VXUS.

Holdings Overlap

0.1%overlap

JUST and VXUS share 7 holdings out of 8313 unique holdings combined, representing a 0.1% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in JUSTWeight in VXUSDifference
ORCL0.34%0.00%0.34%
2345:TW0.18%0.05%0.13%
IRM0.09%0.05%0.04%
SREProProPro
HBANProProPro
KRProProPro
CNHI:ASProProPro
See all 7 holdings JUST shares with VXUS
Exact weights in each fund and the difference, for every overlapping position.
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Frequently Asked Questions

Which is cheaper, JUST or VXUS?

JUST has an expense ratio of 0.20% while VXUS charges 0.05%. VXUS is the cheaper option. On a $10,000 investment, that is $15 per year of difference.

Which performed better, JUST or VXUS?

Over the past year JUST returned +23.32% vs +26.65% for VXUS, so VXUS leads on 1-year performance. Over the longest common window we track (8 years), JUST annualized +13.95% vs +4.69% for VXUS. Past performance does not guarantee future results.

Which is riskier, JUST or VXUS?

JUST has been the more volatile fund at 16.8% annualized versus 15.0% for VXUS. Worst drawdown: JUST -33.8% vs VXUS -39.9%.

Should I hold both JUST and VXUS?

JUST and VXUS have a monthly-return correlation of 0.85, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between JUST and VXUS?

JUST and VXUS share 7 common holdings with a 0.1% weight overlap. Combined, they hold 8313 unique securities.

Which pays a higher dividend, JUST or VXUS?

JUST yields 0.96% while VXUS yields 2.60%, so VXUS currently pays the higher dividend yield.

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