IYW vs SPY

Quick Verdict

SPY has a lower expense ratio. IYW delivered stronger 1-year returns. SPY offers more diversification with 503 holdings.

Lower Fees: SPYHigher Returns: IYWMore Diversified: SPY

Side-by-Side Comparison

MetricIYWSPYWinner
Expense Ratio0.38%0.09%
AUM$23.3B$789.1B
Dividend Yield0.10%1.01%
Holdings153505
YTD Return+27.18%+13.79%
1Y Return+39.68%+23.66%
3Y Return (annualized)+33.20%+21.40%
5Y Return (annualized)+19.84%+13.37%
Volatility (annualized)24.6%15.3%
Max Drawdown-81.9%-56.5%
Fund FamilyiShares by BlackRock (US)State Street Investment Management
CategoryEquityEquity
InceptionMay 15, 2000Jan 22, 1993

IYW vs SPY Performance

iShares US Technology ETF (IYW) is a ETF from iShares by BlackRock (US) and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Over the past year IYW returned +39.68% while SPY returned +23.66%. Year to date, IYW is up 27.18% versus a gain of 13.79% for SPY.

Over three years, IYW compounded at +33.20% per year against +21.40% for SPY; over five years the annualized figures are +19.84% and +13.37% respectively. Across the full 26-year window we track, IYW has the edge at +8.93% annualized vs +8.85%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

IYW has been the more volatile fund, with annualized monthly volatility of 24.6% compared with 15.3% for SPY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -81.9% for IYW and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.85. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

IYW charges 0.38% per year while SPY charges 0.09%. On a $10,000 position that is $38 vs $9 annually, a gap of $29 per year that compounds over a long holding period. On income, IYW currently yields 0.10% against 1.01% for SPY.

Holdings Overlap

43.2%overlap

IYW and SPY share 64 holdings out of 589 unique holdings combined, representing a 43.2% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in IYWWeight in SPYDifference
NVDA12.80%7.31%5.49%
AAPL12.81%7.09%5.72%
MSFT8.56%4.43%4.13%
GOOGLProProPro
GOOGProProPro
AVGOProProPro
METAProProPro
MUProProPro
AMDProProPro
INTCProProPro
See all 10 holdings IYW shares with SPY
Exact weights in each fund and the difference, for every overlapping position.
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Frequently Asked Questions

Which is cheaper, IYW or SPY?

IYW has an expense ratio of 0.38% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $29 per year of difference.

Which performed better, IYW or SPY?

Over the past year IYW returned +39.68% vs +23.66% for SPY, so IYW leads on 1-year performance. Over the longest common window we track (26 years), IYW annualized +8.93% vs +8.85% for SPY. Past performance does not guarantee future results.

Which is riskier, IYW or SPY?

IYW has been the more volatile fund at 24.6% annualized versus 15.3% for SPY. Worst drawdown: IYW -81.9% vs SPY -56.5%.

Should I hold both IYW and SPY?

IYW and SPY have a monthly-return correlation of 0.85, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between IYW and SPY?

IYW and SPY share 64 common holdings with a 43.2% weight overlap. Combined, they hold 589 unique securities.

Which pays a higher dividend, IYW or SPY?

IYW yields 0.10% while SPY yields 1.01%, so SPY currently pays the higher dividend yield.

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